Legislation & Regulatory Issues

News, trends & public policy

Credit Score Competition Would Help Consumers and Reduce Risk

Posted on Dec 10 2015 by
By all accounts, the national housing market in the US stabilized with a recent report showing year-over-year growth at 6.8 percent for October 2015. However, while interest rates remain near all-time lows, it’s estimated that millions of Americans are unable...

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Legislation Introduced to Empower “Credit Invisible” Consumers

Posted on Dec 04 2015 by
In a recent report, the Consumer Financial Protection Bureau (CFPB) estimated that there are more than 45 million American consumers that are “credit invisible,” meaning that they either have no credit history or a credit file too thin to receive...

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National Consumer Assistance Plan Is Extended as Experian, Equifax and

Posted on May 20 2015 by
Today, Experian and the nationwide credit reporting agencies announced another important step in our work to improve the credit lives of consumers and create a healthier financial ecosystem. The settlement between 31 state attorneys general and Experian, Equifax and TransUnion...

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Top 3 CFPB Priorities for 2015

Posted on Mar 06 2015 by
We’re just a few months into a new year and already there are clear signs how the Consumer Financial Protection Bureau (CFPB) plans to further advance its regulatory authority over bank and non-bank entities across the credit ecosystem. Here is...

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Congress Should Take Action to Improve Financial Education In Our

Posted on Oct 06 2014 by
How can I improve my credit score? That’s a question thousands of consumers ask Experian every day. This question is asked even more frequently now that lenders are sending an estimated 120 million credit-score disclosures each year to consumers when...

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Experian launches platform to manage cross-channel fraud risk

Posted on Jul 29 2014 by

How fraud is transforming the mobile banking industry

Posted on Jul 23 2014 by

Why Mississippi Lawsuit Against Experian has no Merit

Posted on Jun 21 2014 by
Earlier this week, it was reported that the Mississippi Attorney General filed a lawsuit against Experian. While not breaking news, it is important to provide context to the allegations. As the world’s largest credit bureau – and in managing more...

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    Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. This news blog provides our perspective on issues and trends affecting our businesses and our constituents in North America, while occasionally touching on Experian global news. Learn more.

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