About Rod Griffin

Website: http://experian.com

Profile: Rod Griffin is Director of Public Education for Experian. He is responsible for Experian’s national consumer education programs and supports the company’s community involvement and corporate responsibility efforts. He speaks regularly at regional and national financial literacy events and supports various national consumer education initiatives including the LifeSmarts Consumer Knowledge Competition, for which he serves on the Corporate Advisory Board, and the Jumpstart Coalition for Financial Literacy. Rod also serves on the Creative Educator Advisory Board for FinLitTV.com For more than 15 years he has written Ask Experian, an online consumer credit advice column, with Maxine Sweet, Vice President of Public Education. Rod holds a B.S. in journalism from the University of Kansas, has a Fair Credit Reporting Act certification from the Consumer Data Industry Association and is a Center for Financial Certifications Certified Financial Counselor.



Posts by Rod Griffin

Protecting Your Credit history After a Large Data Breach

Posted on Dec 20 2013 by

News of the Target stores security breach has caused many people to ask what they can do to protect themselves from misuse of their stolen identification information.

The system of fraud alerts that has been in place for decades in the credit reporting systems was designed specifically to help people who are identity theft victims, or have reason to believe they may be, to stop credit fraud resulting from that identity theft.

In the Target incident and similar data breaches, neither a temporary security alert nor a fraud victim statement on your credit report will stop the thief from using your credit card account.

But the alerts may help protect affected consumers from new credit fraud if the identity thief attempts to open new credit accounts using their stolen information.

These services are available at no charge to anyone who is a victim of identity theft, or who has reason to believe they may be a victim:

Share

5 Reasons to Check Your Credit Report

Posted on Dec 14 2012 by


When I speak to people about credit reports and credit scores one of the things I always do is ask the audience members to raise their hands if they’ve requested their free annual credit report.

Sadly, on a good night only about half the people in the audience raise their hands. A new report from the Consumer Financial Protection Bureau (CFPB) confirmed my simple surveys. Far too few people request their reports each year.

Share

How to Dispute Credit Report Info

Posted on Jul 25 2012 by

I talk with consumers almost every day, and one of the most common questions I get is how to dispute information you believe is being reported inaccurately. The process is very straightforward and simple as long as you follow this step-by-step process. I find that most people who are having difficulty skipped step number 1.

Share

Economy Up. Economy Down. Which Way Do We Go?

Posted on Apr 24 2012 by


I opened a few of my daily newspapers this morning (yes, the print kind!), and pondered some seemingly conflicting messages. In the Wall Street Journal, I saw the headline “Economic Reports Fan Fears.” In the New York Times, the top business story read “In a Shift, Debt Levels are Falling,” noting that American consumers are reducing their debt.

Share