Graduation Season: Credit & Money Moves Every New Grad Should Make

Promotional graphic for a live #CreditChat event titled “Graduation Season: Credit & Money Moves Every New Grad Should Make.” It invites viewers to join the chat on X on May 8, 2026, from 3–4 PM ET. The design features a purple gradient background with bold white text on the left and, on the right, a smiling young man in a jacket looking at his phone.

Join our weekly #CreditChat, launched in 2012 to help our community strengthen their understanding of credit and key personal finance topics such as saving, managing debt, and building healthier credit scores. Hosted by @Experian on X (formerly Twitter), the conversation is open to everyone—feel free to DM us with any questions.

This week’s #CreditChat is designed for new grads ready to take control of their financial future. We’ll discuss smart credit habits, budgeting basics, and key first steps after graduation. Join us to start strong with confident money management.

Topic: Graduation Season: Credit & Money Moves Every New Grad Should Make

When: Wednesday, May 6, 2026

Where: Join the live hashtag discussion

The panel will include: Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Questions we will discuss:
1. Graduation season is here! What’s one financial move every new grad should prioritize as they get ready to graduate?

2. Student loans are top of mind for many grads. How can new grads approach repayment while balancing other financial goals, and what are your top tips for managing these loans?

3. How can new grads start building credit responsibly if they’re just getting started or have limited credit history?

4. What role does credit play in major life milestones (like renting an apartment or buying a car) for recent graduates?

5. What should new grads know about creating a realistic budget when transitioning from school to full-time income?

6. When evaluating job offers, what benefits really matter for a new grad’s financial future, and how can they be used strategically?

7. Beyond earning a paycheck, how can working while in school shape a student’s skills, confidence, and long-term career opportunities?

8. What are some common financial mistakes new grads should watch out for—and how can they avoid them?

9. Even if retirement feels far away, starting early can make a big difference. What should new grads understand about retirement savings, including pretax deductions, employer contributions, and how small contributions can grow over time?

10. Looking back, what’s one piece of financial advice you wish you had right after graduating?

Check out our complete list of upcoming personal finance Twitter chats here.

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