Breaking Down Today’s Personal Finance Trends 

Our weekly #CreditChatstarted in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.

Join us for an insightful chat where we break down the latest personal finance trends during the holiday season. Discover smart strategies to navigate your finances while enjoying the festivities.

Topic: Breaking Down Today’s Personal Finance Trends

When: Wednesday, November 29, 2023 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of; Tom Brickman: Founder of The Frugal Gay; Jim Wang: Personal Finance Writer, Forbes contributor and Founder of Wallet HacksBeverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Felipe Arevalo CPFC®, CEPF®: Community Outreach Coordinator at the San Diego Financial Literacy Center;  Erika Giovanetti: Loans Expert and Reporter at U.S. News covering mortgage news, student loans, consumer debt and spending; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card!We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

  1. What are some common personal finance trends you are seeing?
  2. What are the pros and cons of using credit cards?
  3. What are the pros and cons of using buy now pay later services?
  4. What are the pros and cons of using digital payment methods tap to pay or digital wallets?
  5. What are the pros and cons of using digital money transfer services?
  6. What are the pros and cons of travel or points hacking with credit cards?
  7. What are the pros and cons of using the envelope system for financial management?
  8. How can you identify if a trend is working for your financial situation?
  9. Which financial trends do you think will stand the test of time and why?
  10. Any final tips for researching and navigating the positives and pitfalls of emerging financial trends?

Check out our complete list of upcoming personal finance Twitter chats here.

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