Protecting Your Finances from Predatory Practices During the Holidays 

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.

Discover effective strategies to safeguard your finances from predatory practices during the holidays in this week’s #CreditChat. Join the conversation and empower yourself with knowledge to make informed financial decisions and protect your hard-earned money this holiday season.

Topic: Protecting Your Finances from Predatory Practices During the Holidays

When: Wednesday, December 20, 2023 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Felipe Arevalo CPFC®, CEPF®:Community Outreach Coordinator at the San Diego Financial Literacy Center; Cary Carbonaro, CFP®MBA SVP, Director of Women and Wealth and CFP Board Ambassador; Tatiana Jackson: Social Media Manager at Green Path Financial Wellness; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

  1. What are some examples of predatory lending practices that you should be aware of during the holidays?
  1. How can individuals protect themselves from falling victim to predatory lending schemes?
  1. Are there any regulations or laws in place to protect consumers from predatory lending practices?
  1. What are some red flags signaling that an offer is potentially a scam?
  1. How can you verify if an item marked on sale has genuinely been discounted?
  1. How can you ensure you are getting the most value for your money on your holiday items?
  2. What are some alternative options for consumers who need financial assistance during the holiday season but want to avoid predatory lending practices?
  1. Are there any organizations or agencies that provide counseling or assistance to individuals who may have been victims of predatory lending during the holidays?
  1. How can you research a business before you buy from them?
  1. Any finals tips for protecting your finances from predatory practices during the holidays?

Check out our complete list of upcoming personal finance Twitter chats here.

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