Financial Stability Risk Score
Avoid big hits from failed businesses
Financial Stability Risk ScoreSM quickly identifies the businesses at the highest risk for failure and payment default. The score uses payment data such as severely delinquent payments of 61-plus and 91-plus days; high utilization of credit lines; and public records, including tax liens, judgments and bankruptcy filings.
You can improve the speed and efficiency of your risk decisions and realize these benefits:
- Avoid write-offs and payment defaults by using the easy-to-understand 1 to 100 percentile scale, where 60 percent of the risk is focused in the bottom 10 percent of scores.
- Five risk classes help you quickly identify businesses with high risk of bankruptcy and payment default.
- Understand the results by seeing up to four reasons for the lowered scores.
Click a product below to view more information:
Commercial Credit Application
- Small Business Credit Share Report - Unparalleled insight into small businesses — for Small Business Credit Share consortium members
- International Reports and Resources - Do business internationally with tools that support customer acquisition and portfolio management
- Business Owner Background Reports - Unprecedented visibility into a business owner or principal's relationships with current and former business interests
- Intelliscore Plus - Get the power of a score that predicts the likelihood of delinquency within the next 12 months
- Financial Stability Risk Score - Quickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default
- Small Business Credit Share Scores - Developed exclusively for Small Business Credit Share members — two highly predictive scores to assess portfolio risk and portfolio benchmarking
- Account Monitoring Service - Comprehensive alerts that notify you of changes to an account within your portfolio
- DecisionIQ Premier - Enable automated, customized decisioning for new accounts based on your organization's risk tolerance
- Delinquency Notification Service - Experian-branded letter campaigns proven to recover debt more efficiently while reducing collections costs
- Collections Recovery Tool - Track down hard-to-find commercial debtors to significantly improve your commercial collections
Direct Data Access
- Data Synthesis - Data Synthesis lets you navigate today’s complex business environment by viewing your customers with laser focus.
- FusionIQ™ - Improves the value of your customer profiles by integrating Experian business risk data with your Salesforce.com customer records.
- Commercial Risk Database Plus - The industry’s most powerful database of small and midsize U.S. businesses has been significantly enhanced to help credit professionals make more decisions faster and with improved results
- Marketing Analytics - Improve your bottom line with the key services provided by Marketing Analytics from Experian, including customized profiling, predictive modeling and segmentation
- U.S. Business Database - Improve your B2B targeting with the industry’s most comprehensive and reliable U.S. business file
- B2B Data Insights - Make informed decisions with insights from Experian’s best-in-class marketing database
Get More Information
To request more information, call us at 1 877 565 8153 or complete the form below.