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BusinessIQ
Managing Risk Shouldn’t Expend Your Valuable Resources
With BusinessIQSM, you can be confident your credit operations are running exactly as they should, so you can effectively manage risk while optimizing business with profitable customers. This sophisticated, new Web-based portal provides access to essential business credit management tools in one central, online location, plus real-time account alerts that keep you informed 24-7. Combining Experian’s credit management expertise with your best credit practices, BusinessIQ enables proactive account management from the time a credit application is received through the collection of delinquent accounts. With fair and flexible pricing options, you customize a plan that suits your business’s needs.
BusinessIQ brings the industry’s best credit management services and analytical intelligence together, offering:
- A user-friendly Web interface
- One central online location you can access from your desktop
You’ll get all you need to monitor the health of your entire credit portfolio at any stage of the Customer Life Cycle.
Proactive Credit Alerts Keep You in the Know
Prioritize your day based on the most pressing tasks with real-time data updates and account alerts. BusinessIQ provides updates on a number of credit metrics that enable you to make changes in your customers’ credit profiles. The alert capability is completely customizable to your needs so that only credit alerts that are meaningful and actionable to your organization are delivered.
- Access both positive and negative credit alerts across your customer base to determine who is declining but also who is improving
- Rank order triggered events, such as bankruptcy, by the level of importance to better prioritize workflow
- Act quickly on the accounts that require the most immediate attention — whether it’s collecting on delinquent accounts or up-selling profitable customers
Save Time Finding the Business You Need
Quick Search technology allows you to:
- Accelerate your research
- Quickly pull credit reports and scores to assess risk
- Use expanded search capabilities for more detailed inquiries, such as blended, fraud and international searches
- Easily find the business you need to pull a report and make credit decisions
Enhance Your Credit Decisions
DecisionIQSM, the decisioning module within BusinessIQ, allows you to create multiple credit policies driven by your business’s experience and risk tolerance combined with Experian information and analytics to consistently automate your decisions.
- Establish a scorecard and score breakpoints for approve, review and decline decisions
- Take advantage of exception rules to automatically approve, review or decline, no matter what the credit score
- Select a credit line recommendation: conservative, aggressive or moderate.
Flexible Pricing Works with Your Business
- Pay as you go if you prefer a short-term commitment
- Premium subscription options provide additional credit management capabilities
You’ll also gain access to award-winning customer service, including field representatives in your area.
Request More Information
To learn more about credit management with BusinessIQ, call us at 1 800 520 1221 or complete the form below and an Experian representative will contact you as soon as possible.