Business Owner Background ReportTM

Businesses don’t commit fraud — their managers do

It’s true. Businesses are only as credible as the people managing them. Understanding the risk factors associated with the owners or managers of a business can be critical in properly assessing fraud, regulatory or reputational risk associated with a new business customer or partner. The Business Owner Background ReportSM provides unprecedented visibility into a business principal’s relationships with current and former business interests. Combining Experian’s robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal. Proactively manage risk and optimize portfolio performance with this convenient, easy-to-use tool.

  • Insights beyond traditional credit risk tools — Gain a 360-degree view of a business owner’s or principal’s risks and liabilities across all business interests.
  • Reduce risk and enhance collections — Identify applicants who have patterns of poor management performance.
  • Commercial fraud prevention — Have the ability to verify that the person applying for credit is currently affiliated with the business you’re considering working with — or find out if he or she has been associated with businesses you’ve had problems with in the past.

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Learn more about Business Owner Background Report from this product sheet.

Our products

Commercial Credit Application

BusinessIQ

A complete business credit and risk management application

Reports

Premier Profile

The most robust of all Experian business credit reports

Small Business Credit Share Report

Unparalleled insight into small businesses — for Small Business Credit Share consortium members

International Reports and Resources

Do business internationally with tools that support customer acquisition and portfolio management

Business Owner Background Reports

Unprecedented visibility into a business owner or principal's relationships with current and former business interests

Scores

Intelliscore Plus

Get the power of a score that predicts the likelihood of delinquency within the next 12 months

Financial Stability Risk Score

Quickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default

Small Business Credit Share Scores

Developed exclusively for Small Business Credit Share members — two highly predictive scores to assess portfolio risk and portfolio benchmarking

Portfolio Management

Portfolio Scoring

Implement Experian's Intelliscore Plus to access risk on your entire portfolio

Alerts

Account Monitoring Service

Comprehensive alerts that notify you of changes to an account within your portfolio

Decisioning

DecisionIQ Premier

Enable automated, customized decisioning for new accounts based on your organization's risk tolerance

Fraud

Business Compliance Insight

Faster manual review and enhanced due diligence

BizID

Prevent fraud and comply with regulatory mandates with BizID

Direct Data Access

Dynamic Access

Access always-fresh data more efficiently

Data Integration

Data Synthesis

Data Synthesis lets you navigate today’s complex business environment by viewing your customers with laser focus.

FusionIQ™

Improves the value of your customer profiles by integrating Experian business risk data with your Salesforce.com customer records.

Custom Data

Commercial Risk Database Plus

The industry’s most powerful database of small and midsize U.S. businesses has been significantly enhanced to help credit professionals make more decisions faster and with improved results

Customer Aquisition

Marketing Analytics

Improve your bottom line with the key services provided by Marketing Analytics from Experian, including customized profiling, predictive modeling and segmentation

U.S. Business Database

Improve your B2B targeting with the industry’s most comprehensive and reliable U.S. business file

B2B Data Insights

Make informed decisions with insights from Experian’s best-in-class marketing database

Business Email Services

Profit from the industry’s most thorough and accurate business email database

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To request more information, call us at 1 877 565 8153 or complete the form below.

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1 877 565 8153