Posts Tagged ‘ Vision ’
Mortgage Lending Still Under the Microscope – Vision 2012
The Lifespan of a Fraudster – Vision 2012
Consumer Credit Trends: The Ups, The Downs – Vision 2012
The State of the Mortgage Industry – Vision 2012
Experian Addresses State of U.S. Credit Markets and More in New White Papers
Our Vision 2012 conference white papers are now available for free download. Here is our complete list of 8 studies you can download now.[ READ MORE ]


As more Americans emerge from the economic depths of the recession, they’re reminded by one significant fact: not all consumers reduced their debt burdens during 2011. Super-prime VantageScore® consumers — those with scores of 901 to 990 — actually increased debt by $100 billion from Q4 of 2010, notably in new mortgage, bankcard and auto debt.
The lifespan of a fraudster is short, but prolific. It typically takes about seven days to wreak millions of dollars of damage across a wide network of unsuspecting customers. The fraudsters begin by sending tens of thousands of emails to unsuspecting folks—your customers. They politely ask them to log-in to their bank account to confirm their password.
Unemployment remains high nationally, though consumer spending is steadily increasing.
Housing remains a stumbling block for the economy, while loan delinquencies show signs of improvement for most lines of business. What does this all mean?
Mortgage industry trends have already been a huge topic of discussion at Vision 2012. Although we’re seeing signs of recovery in the auto and bankcard lending sectors, when it comes to mortgage we’re clearly not out of the woods yet.
