Tips to Help You Improve Your Credit Score
Enter below for a chance to win a $25 gift card!
Join our #CreditChat on Twitter on Wednesday, April 10th, at 3 p.m ET. This week, we’re talking about ways you can improve your credit score.
Topic: Tips to Help You Improve Your Credit Score
When: April 10th, 2019, at 3 p.m. ET.
Easy ways to chat with us on Twitter: Tchat
The panel will include: Rod Griffin: Director of Consumer Education and Awareness at Experian; Shashank Shekhar: CEO, Arcus Lending Inc; Miguel A. Suro, Esq.: Owner, RichMiser.com; Lance Cothern: Founder, MoneyManifesto.com; Paul Vachon: Owner, TheFrugalToad.com; Ms. C&CG, who writes under the name Annie Ray: Owner of Personal Finance blog Champagne & Capital Gains; and Kyle: Founder of Millionaire Mob.
- Q1: What is a credit score?
- Q2: How do you check your credit score and is it free?
- Q3: How are credit scores calculated?
- Q4: How often do credit scores change?
- Q5: What is a good credit score?
- Q6: What is the recommended total credit utilization rate?
- Q7: Will you be penalized for shopping around for the best interest rate?
- Q8: Can you get credit for making utility and cell phone payments on time?
- Q9: Do you need to carry a small balance at all times to improve your credit score?
- Q10: Any final tips on improving credit scores?
Participants have a chance to win one of two (2) $25 gift cards! To enter, read our terms and conditions below, then complete these tasks:
Credit Chat Sweepstakes
OFFICIAL RULES NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. OPEN TO LEGAL U.S. RESIDENTS AT LEAST 18 YEARS OLD ONLY. The Experian Giveaway (“Sweepstakes”) is sponsored by Experian Information Solutions, Inc. (“Sponsor”), an Experian company.1) General: All federal, state and local laws and regulations apply. Void where prohibited or restricted by law. By participating in the Sweepstakes, you agree that: (1) you have read and understand the Official Rules; (2) you meet the Sweepstakes eligibility requirements as explained in the Official Rules; (3) you unconditionally accept and agree to comply with and abide by the Official Rules and the decisions of Sponsor, which are final and binding in all respects. An entrant’s failure to comply with these Official Rules may result in disqualification from the Sweepstakes.2) Eligibility: Sweepstakes open to natural persons who are legal residents of the U.S., 18 years of age or older at the time of entry. Employees, directors and officers of Sponsor and its affiliates, parents, subsidiaries, representatives, licensors, licensees, successors and assigns, and advertising and promotion agencies (together, the “Sponsor Entities”) and members of their immediate families (spouses, parents, children, and siblings and their respective spouses, regardless of where they reside), and/or those living in the same household of any of the foregoing, are not eligible. Entrants must have a valid Rafflecopter and Twitter account (or valid e-mail account, for the alternate method of entry described below) to enter. If you do not have a Rafflecopter or Twitter account and you would like to create one for free, visit http://rafflecopter.com or www.twitter.com, respectively, for more details. Registration for and use of Rafflecopter or Twitter is subject to the Rafflecopter and Twitter terms and conditions, respectively. Sponsor Entities have no responsibility with respect to such registration or use. This Sweepstakes is not sponsored, endorsed or administered by, or associated with Rafflecopter or Twitter. 3) Entry Period: Sweepstakes opens 3, April, 2019 at 3:00 pm Eastern Time (“ET”) and closes 10, April, 2019 at 4:00 pm ET (“Entry Period”). All times to be determined by Sponsor’s clock. 4) How to Enter: You may enter the sweepstakes in one (1) of the following (2) ways:
- Twitter Entry: During the Entry Period, submit your name on Rafflecopter and complete the following tasks: (1) follow Experian on Twitter (Twitter handle: @Experian_US); and (2) participate in the #CreditChat on Twitter with the hashtag: #CreditChat.
- E-mail Entry (Alternate Method of Entry): To enter via email, you must send an e-mail to firstname.lastname@example.org with “Credit Boost Sweepstakes” as the subject of your message and include your full name, date of birth, email address and ten-digit daytime telephone number in the body of the e-mail.
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