How to Boost Your Credit Score

The panel included Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Christina Roman: Consumer Education and Advocacy Manager at Experian; Beverly HarzogCredit Card Expert and Consumer Finance Analyst for U.S. News; Andrew ChenFounder,; Paulina Likos: Investing Reporter at U.S. News; Take Charge AmericaLawrence D. Sprung: CFP® President of Mitlin Financial, Inc; Take Charge America; LaToya Irby: Credit Expert and Personal Finance Blogger; Kiplinger; and Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.). 

Questions We Discussed:

Q1: What is a good credit score, and why do credit ratings matter?
Q2: Why should you check your credit score regularly?
Q3: Does carrying a balance help your credit score?
Q4: How does utilization rate affect credit scores?
Q5: How do you build credit with a credit card?
Q6: How can identity theft affect your credit score, and how can you protect yourself from it?
Q7: When and how should you ask for a limit increase?
Q8: How can you get credit for making utility and cell phone payments on time?
Q9: What are some tips and strategies you can use to improve your credit score?
Q10: Any final tips on how to boost credit scores?

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