Sparking Prosperity: Insights on Small Business Owners and Credit Access. The Experian Small Business Index™ assesses the financial health of small business owners and their businesses across the U.S. by combining personal and commercial data. This holistic approach reveals industry trends, state-level insights, and overall financial well-being, making it a valuable tool for identifying growth opportunities and risks.

The Experian Small Business Index (SBI) declined two points in December to 40.6, following an uptick in November 2025. Follow for updates.