Streamline your new customer approval process with automated decisioning
DecisionIQSM is a flexible, easy to use decisioning solution that helps you make quick, consistent credit decisions across your organization. Establish your own rules and credit limits to create unique policies for different areas of your business. Streamlining the decision-making process allows you to focus mainly on customers requiring manual review.
- Automate your credit policies to ensure consistent decisions are made across the organization.
- Reduce the time spent on application review with an easy to interpret Decision Band.
- Go paperless and accept online applications with attachments that will feed directly into your BusinessIQ workflow.
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Select a related product to view more information:
- Premier Profile - The most robust of all Experian business credit reports
This report provides a comprehensive view of a business's financial obligation as well as fraud screening, credit limit recommendation, more background information on the business and more data elements than any other report.
- International Reports - Credit reports on international companies to give you peace of mind when doing business overseas
Real-time, comprehensive credit reports on businesses in Western Europe and Brazil, as well as reports that are researched and assembled on request for businesses in more than 200 additional countries.
- Business Owner Background Reports - Unprecedented visibility into a business owner or principal's relationships with current and former business interests
The Business Owner Background ReportSM provides unprecedented visibility into a business principal's relationships with current and former business interests. Combining Experian's robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal.
- Intelliscore Plus - Get the power of a score that predicts the likelihood of delinquency within the next 12 months
Experian's strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months.
- Financial Stability Risk Score - Quickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default
Experian's Financial Stability Risk ScoreSM provides critical insight on the potential of a business going bankrupt or defaulting on its obligations.
- Portfolio Scoring - Implement Experian's Intelliscore Plus to access risk on your entire portfolio
Manage risk and identify opportunities by regularly scoring current clients on a monthly, bimonthly quarterly or annual basis.
- Account Monitoring Service - Comprehensive alerts that notify you of changes to an account within your portfolio
This account management tool allows users to monitor changes to their business-to-business customers' credit-risk profiles.
- Delinquency Notification Service - Experian-branded letter campaigns proven to recover debt more efficiently while reducing collections costs
With this service, delinquent debtors receive a notification letter on Experian letterhead detailing their delinquent account status. Each letter also offers the debtor 60 days of free access to his or her business credit report.
- Collections Recovery Tool - Track down hard-to-find commercial debtors to significantly improve your commercial collections
Our commercial skip-tracing tool leverages Experian's BizSource data repository to supply multiple contact names, addresses and telephone numbers of business accounts. Each report also includes a 90-day cross-trade payment summary, which displays payment information across multiple tradelines.
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To learn more about DecisionIQ Premier, call us at 1 877 565 8153.