Financial Education

Experian Celebrates its 100th #CreditChat on Wednesday

Posted on Jan 13 2015 by

Have you heard of #CreditChat?

#CreditChat is an online discussion that happens on Twitter and YouTube every Wednesday at 3 p.m. ET. It’s an educational and fun hour when we discuss credit and money issues with consumers, personal finance writers, academics, and financial organizations.

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Credit or Debit? Which one will save you $159K?

Posted on Nov 18 2014 by

Bankcard lending is trending upward, according to the 2014 Experian “State of Credit” report. One in 17 consumers obtained at least one bankcard this year, compared with one in 21 people back in 2013.

Consumers now carry an average of 2.18 bankcards apiece (an increase of 4.2 percent), and an average of 1.54 retail cards (a jump of 6.7 percent).

In other words, credit availability is on the rise. Can we do it smarter this time?

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Good credit – an invaluable asset to businesses

Posted on Nov 17 2014 by

With Small Business Saturday quickly approaching, Experian wants to remind small business owners why it is important to have good business credit. Good credit scores – they’re not just for consumers. Businesses need them, too.

According to a recent Experian survey, only 33 percent of small business owners said they were able to get the capital they need to maintain satisfactory cash flow. Good business credit can help business owners receive the funding they need, as well as help them earn more favorable terms and lower interest rates.

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Experian Consumer Services Launches Spanish-Language Credit Product

Posted on Oct 08 2014 by

Experian Consumer Services in association with Univision Communications Inc., the leading media company serving Hispanic America, recently launched a Spanish-language, credit-focused product and online financial resource center for the U.S. Hispanic community called Crédito y Más.

The new product was developed to improve Hispanics access to credit education and resources. With Crédito y Más, consumers can check their credit score, receive a credit report, and have credit monitoring, among other benefits and access the information in Spanish or English. One of the most valuable features is the Centro de Información™, a robust resource center with articles, videos, financial calculators, a glossary of key credit terms and more.

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Experian ProtectMyID Survey: 93 percent of respondents believe that identity theft is a growing problem

Posted on Oct 01 2014 by

October is National Cyber Security Awareness Month, and Experian’s ProtectMyID® issued its new survey results about cybersecurity. The study, conducted by Edelman Berland, reveals areas where consumers’ identities are the most at risk, including electronic devices and online accounts. The findings show that 93 percent of respondents believe that identity theft is a growing problem yet are not doing enough to address the issue.

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[INFOGRAPHIC] Debunking credit myths

Posted on Sep 18 2014 by

School is back in session, but many people still have questions about a subject that is rarely taught in the classroom: their credit. Through its credit education portal, Experian provides people who have questions about credit reports or credit scores with a simple, convenient way to learn more about credit.

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Join Experian at #FinCon14 in New Orleans

Posted on Sep 16 2014 by

Experian is proud to be one of the sponsors and participate in the FinCon 2014 conference, taking place September 18-21 in New Orleans, Louisiana. FinCon is an opportunity for financial media to come together to learn what’s trending in personal finance, share best practices for successful social engagement and how, as a community we can […]

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Experian conducts analysis with Credit Builders Alliance and confirms value of credit building to the financially vulnerable

Posted on Sep 16 2014 by

The following article is a guest post from Dara Duguay, executive director, Credit Builders Alliance.

A good credit history is crucial in today’s economy. Far more than just a number, a good credit score can make the difference in being able to access the affordable lending products necessary to go to college, buy a home, or start and grow a small business. Renting an apartment, paying for car insurance, signing up for utilities and even landing a job can also be affected by a person’s credit history – or the absence of one.

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