Automotive Financial Insights from Experian
How is your business competing in today’s market? Access the latest Experian analysis to find out.
Our review of the automotive finance market provides a detailed look into:
- Average New Loan Amount Hit a Record High
- Nearly 19% of Loan Payments Are Over $1,000
- Used Loan Amount Reached Highest Level Since 2022
- Consumers Saved Over 2% by Refinancing in Q4 2025
Plus a look at deeper look at the used car financing market.
Download a PDF of the presentation.
NADA 2026 Special Report: State of the Automotive Finance Market 2025 Year-in-Review
The State of the Automotive Finance Market: 2025 Year-in-Review Special Report provides an overview of key trends in vehicle purchasing and financing, including shifts in lender market share, credit performance, loan terms, and affordability.
The report also explores EV trends, changes in lease dynamics, the anticipated rise in off-lease EV volume in the coming years, and several other themes in the automotive finance market.