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Mind the gap: How financial marketers can reach every consumer with Experian Audiences

Published: January 7, 2026 by Experian Marketing Services

At A Glance

Financial marketers serve consumers with very different financial habits, digital behaviors, and spending patterns. Experian Audiences offer approximately 400 financial segments and thousands of additional syndicated options covering various industries to help reach individuals at the right moment across generations, channels, and seasonal events. These privacy-safe audiences support acquisition, engagement, and year-round planning.


Experian Audiences help financial marketers serve consumers with very different financial habits, digital behaviors, and spending patterns. Backed by our deep insight into income, debt, and credit, digital behavior, and household dynamics, our approximately 400 financial audiences and 3,500+ syndicated segments give financial marketers the ability to engage consumers with relevance across every life stage, channel, and financial mindset.

To help financial marketers build effective, more adaptable programs, in this article, we’ll explore two approaches:

  • Generational: How financial behaviors differ across life stages
  • Seasonal: How consumer financial motivation spikes at key times of year

Together, these approaches help financial marketers reach the right consumers with the right message at the right moment.

Generational approach

Financial marketers face a new kind of challenge: some consumers still visit branches, while others manage nearly every financial task from their phones. That gap reflects more than a channel preference; it signals distinct financial needs, confidence levels, and expectations for how money should work across generations.

How do financial behaviors differ across generations?

Generational digital behaviors

The data below highlights key differences in how younger consumers engage with digital financial tools compared with Boomers.

Behavior/metricGen Z and MillennialsBoomers
Use peer-to-peer transfer apps (Venmo, PayPal)~50%~20%
Use a mobile wallet daily79% (Gen Z), 67% (Millennial)Nearly 70% have never used one

Younger generations are driving a mobile-first approach to money management, while Boomers are far less likely to manage their finances this way. They prioritize tools that help them build credit, reduce debt, manage rising costs, and automate everyday tasks. This behavior is reshaping how financial institutions think about acquisition, product relevance, and loyalty.

Generational workforce and retirement dynamics

As Boomers retire, their focus shifts to protecting accumulated wealth, steady income, and simplified service experiences. These changes are reshaping household finances and long-term planning behaviors across the country.

The table below outlines how shifting workforce composition and retirement milestones differ across generations.

Behavior/metricGen Z and MillennialsBoomers
Share of the U.S. workforceGrowing toward 74% of the global workforce by 2030 (younger generations collectively)~15% of the U.S. workforce and shrinking
Retirement outlookExpected age to retire 67-69~75 million people will have retired by 2030

Marketers need to do more than track trends; they need to act on them with confidence. That’s where Experian Audiences come in.

Turn generational insights into action with Experian Audiences

Experian Audiences turn complex generational data into actionable marketing segments, helping financial brands reach the right people with the right message across every life stage. We offer approximately 400 financial audiences, each reflecting distinct financial priorities, from debt management to wealth preservation. These audiences are built using privacy-safe data and grounded in our deep understanding of income, debt, and digital behavior.

Experian’s financial audiences blend credit, behavioral, and demographic signals to help you connect with consumers based on:

  • Debt profile, including type and overall burden
  • Income tier and earning stage
  • Financial confidence and digital engagement habits

How can marketers activate generational insights with Experian Audiences?

Each generation has unique financial journeys, needs, and motivations that marketers can address with Experian Audiences designed to reach:

  • Generation Z (Gen Z)
  • Millennials
  • Generation X (Gen X)
  • Baby boomers (Boomers)

In addition to these four generational segments, Experian Audiences also includes segments that apply broadly across life stages. These audiences reflect core financial attributes, such as income, capacity, and lifestyle, that are consistently relevant and can be layered onto any generational strategy.

  • Ability to pay
  • Generational income bands
  • Income
  • Mosaic® USA

While Fair Lending regulations prohibit age-based targeting, these groups are not built on age itself. Instead, they’re derived from observable financial behaviors and signals that often align with different life stages; allowing marketers to engage consumers in a compliant, behavior-driven way. We also offer FLA-friendly¹ audience segments when required, alongside expanded options for non-lending campaigns, supporting initiatives such as brand and product awareness, deposit growth, credit union membership, and other programs that don’t rely on credit-based targeting.

You can find the full taxonomy paths in the appendix.

‘Generation Z’ with two coin icons

This generation is young, digitally savvy, and highly engaged. Gen Z is beginning their financial journey with a focus on independence and debt management. Their preference for mobile-first tools and peer-to-peer payments reflects an expectation for simple, accessible financial experiences. Campaigns centered on credit-building tools, savings apps, and financial literacy resources are especially relevant for this group.

Behavior/metricGen Z
Use peer-to-peer transfer apps80%+
Use mobile wallets daily79%

Here are seven recommended audiences to target Gen Z:

  1. Credit Card Financial Personality
  2. Discretionary Spend: Dining Out
  3. Discretionary Spend: Education
  4. Discretionary Spend: Entertainment
  5. In Market Buy Now Pay Later
  6. In Market for Auto Loan or Lease
  7. Renter

How to use these audiences

Financial marketers can activate audiences like Credit Card Financial Personality, In-Market Buy Now Pay Later, and Renter to introduce credit-building tools and mobile-first financial products.

‘Millennials’ with upward arrow icons

Millennials are entering their peak earning years while balancing family, homeownership, and digital convenience. Their preference for digital and contactless payments reflects a broader expectation for seamless, mobile-first financial experiences. Campaigns highlighting mortgage products, family insurance, and digital banking resonate across connected TV, mobile, and display.

Behavior/metricMillennial
Prefer digital or contactless payments~85%

Here are ten audiences to target Millennials:

  1. Deposits Financial Personality
  2. Discretionary Spend Education
  3. Discretionary Spend Home Furnishings
  4. In Market Buy Now Pay Later
  5. In Market Real Estate
  6. Investable Assets
  7. Likely to Move
  8. Mortgage Financial Personality
  9. New Parents
  10. Student Loan Age

How to use these audiences

Financial marketers can use audiences such as Mortgage Financial Personality, New Parents, and Discretionary Spend: Home Furnishings to reach Millennials navigating homeownership, family growth, and major financial decisions.

'Generation X’ with a stack of money icon

Gen X leads in household income and prioritizes investments, education, and long-term financial stability. They respond well to data-driven offers for refinancing, college planning, and wealth management, especially across digital video, streaming, and email channels.

Behavior/metricGen ZMillennialsGen XBoomers
Median income$71,200~$104,000~$126,000~$54,000

Here are ten audiences to target Gen X:

  1. Discretionary Spend
  2. Discretionary Spend Donations
  3. Discretionary Spend Entertainment
  4. Discretionary Spend Travel
  5. Equity Loan Age
  6. Insurance Financial Personality
  7. Investment Financial Personality
  8. Investable Assets
  9. Mortgage Loan Age
  10. Net Asset Score (Net Worth)

How to use these audiences

Financial marketers can utilize audiences like Investment Financial Personality, Equity Loan Age, and Net Asset Score to promote refinancing, college planning, and wealth-building solutions.

‘Baby boomers’ with a shield icon

Boomers tend to have lower debt loads and more stable income, but place a high value on security and simplicity. Their channel preferences skew traditional, focusing on direct mail, television, and formats that reinforce trust and familiarity.

Behavior/metricBoomer
Median net worth$410,000
TV consumption98% watch TV; 77% watch more than 2 hours per day
Newspaper readership50%+ still read print or a mix of print and digital

Here are eight audiences to target Boomers:

  1. Charitable Causes
  2. Discretionary Spend
  3. Discretionary Spend Donations
  4. Discretionary Spend Travel
  5. Equity Loan Age
  6. Home Equity Financial Personality
  7. Mortgage Loan Paid Off or “Has Existing”
  8. Net Asset Score (Net Worth)

How to use these audiences

Financial marketers can target audiences such as Home Equity Financial Personality, Mortgage Loan Paid Off, and Net Asset Score to support messaging around wealth preservation, estate planning, and retirement security.

Seasonal approach

Alongside generation insights, financial advertisers should also capitalize on key seasonal events where financial motivation naturally spikes. Each season brings unique consumer behaviors, and Experian Audiences can be activated to align with these key seasonal moments.

Tax season

Refunds and debt payoff are top of mind as consumers prepare and file their returns.

  • Experian Audiences you can activate:
    • Household Tax Shelter User
    • Tax Preparation Services and Software
    • Tax Return: Professional Service Prepare User
    • Tax Return: Self Prepare User

How to use these audiences

Use Tax Preparation Services and Software or Tax Return: Self Prepare User to reach consumers actively preparing returns, paying down debt, or planning how to use their refunds.

Home buying season

Mortgage, refinancing, and home equity activity increases as consumers enter the peak home buying window.

  • Experian Audiences you can activate:
    • In Market First Mortgage
    • In Market Home Equity
    • In Market New Mortgage
    • In Market Second Mortgage
    • Refinancing Homeowners

How to use these audiences

Use In Market First Mortgage or Refinancing Homeowners to connect with consumers exploring first-time home purchases, refinance options, or equity-based borrowing.

Back-to-school

Household spending increases as families manage education costs, holiday purchases, and year-end budgeting. This period also drives heightened activity around payments, credit usage, and financial planning.

  • Experian Audiences you can activate:
    • Back to School High Spend
    • Back to School Moderate Spend
    • Back to School Spend: PreK through High School
    • College Tuition Geo Index High Spenders
    • Credit Card Age <2 Years
    • Credit Seeking Card Switcher
    • In Market Credit Card
    • In Market Personal Loan
    • Mobile Location > College Students
    • Student Loan Age <5 Years
    • Student Loan Existing

How to use these audiences

Activate Back to School High Spend, Back to School Moderate Spend, or Back to School Spend: PreK through High School audiences to reach households actively preparing for the school year.

Year-end planning (October-December)

As Boomers and Gen X plan for retirement or tax optimization, focus on wealth preservation and investment management.

  • Experian Audiences you can activate:
    • Baby Boomer Household Income $150K–$249K
    • Baby Boomer Household Income $250K–$499K
    • Estimated Household Income Range $500K
    • Gen X Household Income $1M Plus
    • Geo-Indexed Household Income $1M Plus

How to use these audiences

Use Estimated Household Income Range $500K or Geo-Indexed Household Income $1M Plus to engage consumers focused on financial wrap-up activities.

What sets Experian Audiences apart?

Our syndicated audiences give you an advantage across channels, offering both scale and accuracy:

  • Experian’s 3,500+ syndicated audiences can be sent to 200+ leading social platforms, such as Meta and Pinterest, TV, and programmatic advertising platforms, and activated directly within Audigent, a part of Experian, with private marketplaces (PMPs).
  • Reach consumers based on who they are, where they live, and their household makeup. Experian ranked #1 in accuracy by Truthset for key demographic attributes.
  • Access to unique audiences through Experian’s Partner Audiences available on Experian’s data marketplace, within Audigent, a part of Experian, for activation in PMPs, and directly on platforms like DirectTV, Dish, Magnite, OpenAP, and The Trade Desk.

You can activate our syndicated audiences on-the-shelf of most major platforms. For a full list, download our syndicated audiences guide.

Where can you activate Experian Audiences?

Experian Audiences can be activated on 200+ leading destinations or found directly on over 30 platforms, including:

Need a custom audience? Reach out to our audience team and we can help you build and activate an Experian audience on the platform of your choice.

Want to activate an Experian Audience on Meta, Pinterest, Snap, TikTok or on a platform not listed above? Contact us today.

Activate Experian Audiences today with Audigent

Audigent will build customized deals that combine premium Experian Audiences or Partner Audiences and inventory into a single, streamlined deal ID – tailored to your campaign needs. Plus, our powerful supply-side optimization ensures your campaigns deliver top marks in performance.

Connect with the Audigent team today at AudigentAgency_Brands@experian.com to get started.

Make every consumer part of your financial strategy

From first paychecks to retirement portfolios, every generation has its own financial story, and seasonal moments create predictable spikes in financial behavior. With Experian Audiences, you can plan across life stages and timing to meet consumers when intent is highest, building relationships grounded in trust, relevance, and meas

Reach out to us today

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FAQs

What are Experian Audiences?

Experian Audiences are pre-built, privacy-compliant consumer segments that help marketers target based on verified demographic, financial, and behavioral data.

They’re designed for flexibility across channels and can be activated on 200+ platforms, including major social, CTV, and programmatic partners.

Experian ranks #1 in demographic accuracy according to Truthset, and marketers can choose from 3,500+ syndicated audiences that capture signals such as income, spending behavior, household structure, financial attitudes, and ability to pay. These same audiences are also available through partnerships on platforms like DirecTV, Dish, Magnite, OpenAP, and The Trade Desk.

For a deeper look at our audience catalog, explore our syndicated audience guide

How can financial marketers use Experian Audiences effectively?

Financial marketers can use Experian Audiences by aligning audience selection with generational priorities, such as digital banking for Gen Z or retirement planning for Boomers, to improve engagement and ROI.

Are Experian Audiences compliant with financial marketing regulations?


Experian Audiences are designed to meet a variety of needs while respecting different levels of privacy standards. For example, we offer FLA-compliant segments where required, as well as broader audiences for objectives such as brand awareness, promotion, credit union membership growth, and more.

Experian’s approach to data is guided by our Global Data Principles, which reflect how we protect and manage information:

Data security: safeguarding data against unauthorized access, use, or loss
Accuracy: ensuring data is as accurate, complete, and relevant as possible
Fairness: collecting and using data responsibly and for legitimate purposes
Transparency: being open about the data we collect, how it’s used, and where it’s shared
Inclusion: using data to expand financial access and support consumer financial health

Where can you activate Experian Audiences?

You can activate Experian Audiences are available across 200+ digital and connected TV platforms, including Meta, Pinterest, The Trade Desk, and Audigent PMPs.

Can I combine Experian data with my own?

Yes, you can combine Experian data with your own. You can combine your own first-party data with Experian’s 3,500+ syndicated audiences and additional segments from multiple Partner data providers, as a custom audience within a Curated Deal or self-service via Audience Engine.


Footnote

  1. “Fair Lending Friendly” indicates data fields that Experian has made available without use of certain demographic attributes that may increase the likelihood of discriminatory practices prohibited by the Fair Housing Act (“FHA”) and Equal Credit Opportunity Act (“ECOA”). These excluded attributes include, but may not be limited to, race, color, religion, national origin, sex, marital status, age, disability, handicap, family status, ancestry, sexual orientation, unfavorable military discharge, and gender. Experian’s provision of Fair Lending Friendly indicators does not constitute legal advice or otherwise assures your compliance with the FHA, ECOA, or any other applicable laws. Clients should seek legal advice with respect to your use of data in connection with lending decisions or application and compliance with applicable laws.

Appendix

Generation Z

  • Financial Personalities > Credit Card Financial Personality > Uninterested, Average Credit Card Balance
  • Financial Personalities > Credit Card Financial Personality > Reluctant User, High Credit Card Balance
  • Financial Personalities > Credit Card Financial Personality > Loyal Rewards Enthusiast, Low Credit Card Balance
  • Financial Personalities > Credit Card Financial Personality > Credit Seeking Card Switcher, High Credit Card Balance
  • Financial Personalities > Credit Card Financial Personality > Complacent Card User, Low Credit Card Balance
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $4302-$99999
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $2084-$4301
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $0-$2083
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $512-$1227
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $1228-$99999
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $0-$511
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $4607-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $2230-$4606
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $0-$2229
  • Financial FLA Friendly > In Market > Buy Now Pay Later
  • Financial > In Market > Buy Now Pay Later
  • Financial FLA Friendly > In Market Auto Loan
  • Financial FLA Friendly > In Market Auto Lease
  • Demographics > Homeowners/Renters > Renter

Millennials

  • Financial Personalities > Deposits Financial Personality > Uninterested, Average Deposit Balance
  • Financial Personalities > Deposits Financial Personality > Self-Directed Diversifier, Very High Deposit Balance
  • Financial Personalities > Deposits Financial Personality > Hesitant Borrower, Low Deposit Balance
  • Financial Personalities > Deposits Financial Personality > Demanding Advice Seeker, Low Deposit Balance
  • Financial Personalities > Deposits Financial Personality > Conservative Branch Banker, Very High Deposit Balance
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $512-$1227
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $1228-$99999
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $0-$511
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $2602-$99999
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $1272-$2601
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $0-$1271
  • Financial FLA Friendly > In Market > Buy Now Pay Later
  • Financial > In Market > Buy Now Pay Later
  • Publisher Derived > In-Market: Real Estate > In-Market Real Estate
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score Less Than $10000
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $10000-$49999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $50000-$99999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $100000-$249999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $250000-$499999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $500000-$999999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $1000000 Plus
  • Lifestyle and Interests (Affinity) > Movers > Likely to Move
  • Financial Personalities > Mortgage Financial Personality > Uninterested, Slightly Below Average Mortgage Balance
  • Financial Personalities > Mortgage Financial Personality > Secure, Active Refinancer, Above Average Mortgage Balance
  • Financial Personalities > Mortgage Financial Personality > Disciplined, Passive Borrower, Below Average Mortgage Balance
  • Financial Personalities > Mortgage Financial Personality > Conservative, Bank Loyalist, Slightly Below Average Mortgage Balance
  • Financial Personalities > Mortgage Financial Personality > Advice Seeking Refinancer, Slightly Above Average Mortgage Balance
  • Life Events > New Parents > Child Age 0-36 Months
  • Financial FLA Friendly > Student Loan Age > 9 Years
  • Financial FLA Friendly > Student Loan Age > 8 Years
  • Financial FLA Friendly > Student Loan Age > 7 Years
  • Financial FLA Friendly > Student Loan Age > 6 Years
  • Financial FLA Friendly > Student Loan Age > 12 Years
  • Financial FLA Friendly > Student Loan Age > 11 Years
  • Financial FLA Friendly > Student Loan Age > 10 Years
  • Financial FLA Friendly > Student Loan Age > <5 Years

Generation X

  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $682-$1364
  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $1365-$99999
  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $0-$681
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $193-$99999
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $102-$192
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $0-$101
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $993-$99999
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $525-$992
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $0-$524
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $2602-$99999
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $1272-$2601
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $0-$1271
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $911-$1973
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $1974-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $0-$910
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $952-$1763
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $1764-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $0-$951
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $4607-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $2230-$4606
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $0-$2229
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $833-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $326-$832
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $0-$325
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $512-$1227
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $1228-$99999
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $0-$511
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $2568-$99999
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $1265-$2567
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $0-$1264
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $31619-$99999
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $0-$7900
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $7901-$10930
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $21952-$31618
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $15180-$21951
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $10931-$15179
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $4302-$99999
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $2084-$4301
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $0-$2083
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $2818-$99999
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $1459-$2817
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $0-$1458
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $727-$99999
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $331-$726
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $0-$330
  • Financial FLA Friendly > Equity Loan Age > 9 Years
  • Financial FLA Friendly > Equity Loan Age > 7-8 Years
  • Financial FLA Friendly > Equity Loan Age > 12+ Years
  • Financial FLA Friendly > Equity Loan Age > 11 Years
  • Financial FLA Friendly > Equity Loan Age > 10 Years
  • Financial FLA Friendly > Equity Loan Age > <6 Years
  • Financial Personalities > Insurance Financial Personality > Uninterested, Below Average Insurance Policy Face Value
  • Financial Personalities > Insurance Financial Personality > Secure Agent-Oriented Loyalist, High Insurance Policy Face Value
  • Financial Personalities > Insurance Financial Personality > Reluctant Insurance Skeptic, Below Average Insurance Policy Face Value
  • Financial Personalities > Insurance Financial Personality > Insurance Averse, Below Average Insurance Policy Face Value
  • Financial Personalities > Insurance Financial Personality > Engaged Advice Seeker, Average Insurance Policy Face Value
  • Financial Personalities > Insurance Financial Personality > Confident, Self-Directed Planner, High Insurance Policy Face Value
  • Financial Personalities > Investments Financial Personality > Skeptical, Fund-Oriented Investor, Low to Medium Investable Assets
  • Financial Personalities > Investments Financial Personality > Savvy Sounding-Board Seeking Investor, Average Investable Assets
  • Financial Personalities > Investments Financial Personality > Price Sensitive, Self-Directed Investor, Very High Investable Assets
  • Financial Personalities > Investments Financial Personality > Cautious Investing Novice, Low Investable Assets
  • Financial Personalities > Investments Financial Personality > Broker-Reliant Delegator, Very High Investable Assets
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score Less Than $10000
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $10000-$49999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $50000-$99999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $100000-$249999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $250000-$499999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $500000-$999999
  • Consumer Financial Insights > Investable Assets > Investable Annual Assets Score $1000000 Plus
  • Financial FLA Friendly > Mortgage Loan Age > 9 Years
  • Financial FLA Friendly > Mortgage Loan Age > 8 Years
  • Financial FLA Friendly > Mortgage Loan Age > 7 Years
  • Financial FLA Friendly > Mortgage Loan Age > 6 Years
  • Financial FLA Friendly > Mortgage Loan Age > 5 Years
  • Financial FLA Friendly > Mortgage Loan Age > 13 Years
  • Financial FLA Friendly > Mortgage Loan Age > 11-12 Years
  • Financial FLA Friendly > Mortgage Loan Age > 10 Years
  • Financial FLA Friendly > Mortgage Loan Age > <4 Years
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score Net Worth $1000000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score $2500000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score Less Than $25000
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $750000-$999999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $75000-$99999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $500000-$749999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $50000-$74999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score $5000000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $250000-$499999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $25000-$49999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $2500000-$4999999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $100000-$249999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $1000000-$2499999

Baby boomers

  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Private Foundations
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Political Charities
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Health Charities
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Education Charities
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Charities
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes to Arts/Culture Charities
  • Lifestyle and Interests (Affinity) > Charitable Causes > Contributes by Volunteering
  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $682-$1364
  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $1365-$99999
  • Financial – Analytics IQ > Discretionary Spend > Travel Annual Spend $0-$681
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $193-$99999
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $102-$192
  • Financial – Analytics IQ > Discretionary Spend > Reading Annual Spend $0-$101
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $993-$99999
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $525-$992
  • Financial – Analytics IQ > Discretionary Spend > Personal Annual Spend $0-$524
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $2602-$99999
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $1272-$2601
  • Financial – Analytics IQ > Discretionary Spend > Furnishings Annual Spend $0-$1271
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $911-$1973
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $1974-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Other Annual Spend $0-$910
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $952-$1763
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $1764-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment AV Annual Spend $0-$951
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $4607-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $2230-$4606
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Annual Spend $0-$2229
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $833-$99999
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $326-$832
  • Financial – Analytics IQ > Discretionary Spend > Entertainment Admissions Annual Spend $0-$325
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $512-$1227
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $1228-$99999
  • Financial – Analytics IQ > Discretionary Spend > Education Annual Spend $0-$511
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $2568-$99999
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $1265-$2567
  • Financial – Analytics IQ > Discretionary Spend > Donation Annual Spend $0-$1264
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $31619-$99999
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $0-$7900
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $7901-$10930
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $21952-$31618
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $15180-$21951
  • Financial – Analytics IQ > Discretionary Spend > Discretionary Annual Spend Estimate $10931-$15179
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $4302-$99999
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $2084-$4301
  • Financial – Analytics IQ > Discretionary Spend > Dine Out Annual Spend $0-$2083
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $2818-$99999
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $1459-$2817
  • Financial – Analytics IQ > Discretionary Spend > Apparel Annual Spend $0-$1458
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $727-$99999
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $331-$726
  • Financial – Analytics IQ > Discretionary Spend > Alcohol and Wine Annual Spend $0-$330
  • Financial FLA Friendly > Equity Loan Age > 9 Years
  • Financial FLA Friendly > Equity Loan Age > 7-8 Years
  • Financial FLA Friendly > Equity Loan Age > 12+ Years
  • Financial FLA Friendly > Equity Loan Age > 11 Years
  • Financial FLA Friendly > Equity Loan Age > 10 Years
  • Financial FLA Friendly > Equity Loan Age > <6 Years
  • Financial Personalities > Home Equity Financial Personality > Uninterested, Low Home Equity Balance
  • Financial Personalities > Home Equity Financial Personality > Secure, Savvy Credit User, High Home Equity Balance
  • Financial Personalities > Home Equity Financial Personality > Home Equity Enthusiast, Very High Home Equity Balance
  • Financial Personalities > Home Equity Financial Personality > Home Equity Averse Skeptic, Very Low Home Equity Balance
  • Financial Personalities > Home Equity Financial Personality > Hesitant Borrower, Low Home Equity Balance
  • Financial FLA Friendly > Mortgage Loan Paid Off
  • Financial FLA Friendly > Mortgage Loan Has Existing
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score Net Worth $1000000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score $2500000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score Less Than $25000
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $750000-$999999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $75000-$99999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $500000-$749999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $50000-$74999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Asset Score $5000000 Plus
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $250000-$499999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $25000-$49999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $2500000-$4999999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $100000-$249999
  • Consumer Financial Insights > Net Assets Score (Net Worth) > Net Assets Score $1000000-$2499999

Tax season

  • Lifestyle and Interests (Affinity) > Financial Behavior > Household Tax Shelter User
  • Publisher Derived > In-Market: Financial Services > Tax Preparation Services and Software
  • Lifestyle and Interests (Affinity) > Financial Behavior > Tax Return –Professional Service Prepare user
  • Lifestyle and Interests (Affinity) > Financial Behavior > Tax Return – Self prepare user

Home buying season

  • Financial FLA Friendly > In Market First Mortgage
  • Financial FLA Friendly > In Market Home Equity
  • Financial FLA Friendly > In Market New Mortgage
  • Financial FLA Friendly > In Market Second Mortgage
  • Financial FLA Friendly > Refinancing Homeowners

Back to school

  • Retail Shoppers: Purchase Based > Seasonal > Back to School Apparel – High School
  • Retail Shoppers: Purchase Based > Seasonal > Back to School Moderate Spend
  • Retail Shoppers: Purchase Based > Seasonal > Back to School High Spend – PreK (Early Ed – PreK)
  • Geo-Indexed > Discretionary Spend > College Tuition GeoIndex High Spenders
  • Financial Personalities > Credit Card Financial Personality > Credit Seeking Card Switcher, High Credit Card Balance
  • Financial FLA Friendly > In Market Credit Card
  • Financial FLA Friendly > In Market Personal Loan Consolidated
  • Mobile Location Models > Visits > College Students
  • Financial FLA Friendly > Student Loan Age > <5 Years
  • Financial FLA Friendly > Student Loan Has Existing

Year-end planning

  • Demographics > Household Income (HHI) > Baby Boomer Household Income $150K-$249K
  • Demographics > Household Income (HHI) > Baby Boomer Household Income $250K-$499K
  • Demographics > Household Income (HHI) > Estimated Household Income Range $500K Plus
  • Demographics > Household Income (HHI) > Gen X Household Income $1M Plus
  • Geo-Indexed > Demographics > Geo-Indexed Household Income $1M Plus

Latest posts

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Four themes we saw at CES 2025

Every year, the Experian team attends the Consumer Electronics Show (CES) in Las Vegas to study the latest technological advancements and innovations that shape the AdTech industry. The energy at CES 2025 was palpable, with a whirlwind of conversations around artificial intelligence (AI), connected TV (CTV), privacy-first solutions, and sustainability in advertising. Here are four standout themes from this year’s event. 1. The AI evolution: More buzzwords, but growing potential AI dominated discussions this year, but the gap between hype and practical application was still evident. While some vendors showcased innovative tools for campaign optimization and audience creation, much of the buzz felt aspirational.&nbsp; The use of AI to generate audiences based on new types of data is a promising sign of things to come. Data providers, including those collaborating with Experian, are beginning to test AI tools to enhance audience accuracy and scale. The AI space still feels frenetic, but the potential for transformative change is undeniable. "AI was a hot topic, with discussions ranging from campaign optimization tools to audience selection. While many leaned on buzzwords, there were glimpses of legitimate use cases."Brooke Logan, VP of Data Strategy and Partnerships 2. CTV: A race for quality and curation CTV remained a popular topic at CES, particularly around the challenges of fragmentation and scale. Sellers are grappling with an oversupply of inventory, leading to a renewed focus on curation. Conversations highlighted the importance of premium audiences, brand safety, and identity resolution. In the fragmented CTV landscape, advertisers want to be able to define an audience once, have that audience be highly addressable, and then activate everywhere. One standout theme was the shift in CTV monetization strategies. With linear TV revenues declining, major publishers are exploring ways to maximize yields on streaming platforms. Direct-sold premium inventory still reigns, but programmatic is gaining traction—a trend we’re seeing driven by publishers seeking scalable solutions. "CTV remains fragmented. While premium inventory is largely direct-sold, big publishers are exploring ways to boost yield on streaming as linear revenue declines."Lauren Portell, Sr. Account Executive, Advanced TV 3. Privacy-first solutions The regulatory landscape continues to evolve, and advertisers are responding with innovative, privacy-centric methodologies. For industries like healthcare, privacy-first solutions are being developed from the ground up to comply with current and future regulations. The emphasis on cookieless and contextual advertising remains strong, with data providers utilizing first-party data to enrich audience targeting strategies. "Providers across verticals that are typically more sensitive are developing methodologies from the ground up based on current and future potential privacy regulations."Adam Kobus, Director of Data Partnerships 4. Eco-conscious advertising: Building a sustainable future Sustainability emerged as a growing focus, as indicated by initiatives like Scope3 and Experian’s own carbon reduction goals. Companies are exploring ways to reduce the environmental impact of ad serving and data management. For example, platforms like AdGood are transforming unused CTV inventory into opportunities for non-profit initiatives. While not strictly eco-focused, these efforts signal a shift toward more conscientious advertising practices. "Sustainability is gaining attention, with efforts to reduce the carbon footprint through eco-conscious advertising, data management practices, and ad serving."Erin Wolf, Sr. Account Executive, Demand Partnerships The buzz around Experian The launch of the Experian marketplace and the Audigent acquisition were major talking points, underscoring Experian’s commitment to innovation in AdTech. Together, Experian and Audigent will be an end-to-end solution where publishers big and small can empower marketers to better understand their customers, create precise audience segments, and activate those audiences across the best inventory. Likewise, Experian’s new data marketplace connects TV operators, programmers, supply partners, and demand platforms with top-tier third-party audiences across retail, CPG, health, B2B, and location intelligence. All audiences delivered from our marketplace benefit from our best-in-class offline and digital identity graphs, which ensure addressability across all channels like display, mobile, and CTV.&nbsp; An exciting year ahead CES 2025 underscored the rapid evolution of the advertising ecosystem. From AI to CTV and privacy-first solutions, the industry is adapting to new challenges and opportunities. As Experian continues to lean into these trends, our role in powering data-driven advertising through connectivity remains more focused than ever. We’re excited to see how these themes will evolve throughout the year and look forward to collaborating with our partners to shape the future of digital advertising. Follow us on LinkedIn or sign up for our email newsletter for more informative content on the latest industry insights and data-driven marketing. Contact us Latest posts

Jan 15,2025 by Experian Marketing Services

What is direct response TV (DRTV)?

Suppose you're watching your favorite TV show, and an ad suddenly catches your attention. It urges you to take immediate action, whether to call a number, visit a website, or text a keyword like ‘DETAILS’ to a specific number for more information. This is direct response television (DRTV), a powerful form of advertising available on all TV types — including live, cable, and streaming — that directly connects brands with consumers to drive immediate engagement and measurable results. The goal of DRTV marketing is simple: convert viewers into customers quickly and measurably by asking them to do something in real time. Every DRTV ad is carefully designed to drive quick conversions with a clear, direct path from interest to action. This makes it an essential tool for marketers who need to measure their return on investment (ROI) for TV and see instantaneous results. Key benefits of DRTV marketing Unlike traditional TV ads that build long-term brand awareness, DRTV campaigns are focused on driving instant results and are surprisingly effective at doing it. Here are a few benefits of DRTV and why it’s a powerful tool for marketers in a digitized world. Immediate customer engagement One of the biggest advantages of DRTV is its ability to engage customers right off the bat. DRTV grabs attention and motivates people to act now, whether with a phone number on the screen, a QR code to scan, or a limited-time offer, often with compelling incentives. Measurable ROI DRTV is designed to deliver precise, trackable results. Because the ads encourage specific actions — like visiting a website or calling a phone number — it’s easy to see what’s working and what’s not. Marketers can measure everything from sales to lead generation, which guides them in refining their strategies for even better results. Pairing DRTV with digital tools, like web analytics or CRM systems, can provide even deeper campaign performance insights. Broad reach Even in the streaming age, live TV and cable still attract millions of viewers, which makes DRTV excellent for brands needing to expand their reach. Marketers can even tailor DRTV ads to specific audiences by choosing the best time slots on the proper channels. Whether you’re targeting parents watching morning news or sports fans tuning into big games, you’ll know you’re connecting with the right people at optimal times. Types of DRTV ads DRTV advertising offers several formats, each suited to different audiences, budgets, and goals, whether you’re introducing a new product or driving traffic to your website. Infomercials Infomercials are the classic, long-form DRTV ads that most people associate with the term. These ads typically run for 15-30 minutes and go into detail on product benefits and features. They often include demonstrations and special offers to educate and engage viewers with urgent, limited-time deals. Think of the iconic “But wait, there’s more!” ads used to sell everyday items ranging from household cleaners to exercise equipment. Short-form ads Short-form DRTV ads are 30-second to 2-minute ads that get straight to the point with a single message or offer and a clear call-to-action (CTA) to encourage immediate engagement. Short-form ads are ideal for quick bursts of information, like promoting a flash sale or highlighting a new product. A 60-second ad showcasing a new mobile app might feature a quick walkthrough of its features, followed by a QR code or website URL to download it instantly. Product demos Some DRTV ads focus exclusively on demonstrating how a product works in real-life scenarios. These ads are great for showing off unique features or solving familiar pain points that make the product feel essential. A cookware brand might show how its nonstick pans make cooking and cleanup a breeze while including a CTA to “order now and get a free bonus spatula!” Testimonials Testimonials from real customers or experts are a great way to build trust and credibility.&nbsp; Hearing someone’s success story or endorsement of a product or service can help viewers feel confident about their purchase decision. A skincare brand, for example, might air a two-minute ad of a dermatologist explaining the science behind the product, along with five-star reviews from satisfied users. Call-in contests or limited-time offers This type of DRTV ad creates urgency by promoting a special offer or giveaway. Viewers might have to call a number or visit a website within a specific timeframe to claim the deal. For example, travel agencies sometimes air ads offering free vacations or planning kits to the first 100 callers, which helps them generate immediate leads. Hybrid ads with digital integration Many modern DRTV campaigns blend traditional TV with digital tools, like QR codes, social media hashtags, or links to custom landing pages. These hybrid ads meet viewers wherever they are. A fitness program might air a short-form ad with a QR code linking to their free app trial, making it easy for viewers to instantly engage. Success tips for DRTV advertising Creating a successful direct response TV campaign centers on messaging that resonates with the right audience, inspires action, and delivers measurable results. Here are some essential tips for a winning DRTV strategy. Strong CTA Every DRTV ad should include a compelling, straightforward CTA that motivates viewers to act immediately. Whatever it is, your CTA should be easy to understand and time-sensitive to create urgency, such as, “Claim this limited-time offer in the next 30 minutes!” Multi-channel integration Direct response TV works best when part of a broad multi-channel strategy, so you should make sure your campaign integrates well with digital channels. This can reinforce your message, help consumers engage across platforms, and drive better results. Audience targeting Precise audience targeting is critical to DRTV campaign success. Experian’s advanced TV audiences, developed with the Advertising Research Foundation (ARF), help you connect with the right viewers to drive immediate action. These syndicated audiences are now available on FreeWheel, the TV advertising industry’s global tech platform. With over 2,400 ready-to-use audience segments, Experian enables you to target specific groups, such as: TV viewership audiences: Target households based on viewing habits and preferred devices. In-market car buyers: Reach consumers actively searching for their next vehicle, which is ideal for driving sales. Holiday shoppers: Engage gift-givers, deal-seekers, and travelers during peak shopping seasons. New TV audiences released in August 2024 In addition to these, our August 2024 release introduced several updates that further refine Experian’s targeting capabilities. Some of the audience updates in this release included: New retail transaction audiences: These segments offer insights into categories like children’s products, parenting, hobbies and crafts, science and nature, and sports and fitness. With high spending and frequent purchase behaviors, these audiences provide a deeper understanding of consumer preferences. Notable segments include: Sports and fitness high spenders Children’s product high spenders Science and nature high spenders Updated TV audiences: New and refreshed TV segments now reflect the viewing habits of today’s consumers for accurate insights and targeting. Examples of newly added segments include: Free and paid ad-supported streaming TV subscribers Satellite service subscribers Cable and streaming TV service subscribers With these advanced targeting capabilities, your DRTV campaigns can be more effective and resonant with viewers most likely to respond for maximum ROI and engagement. Effective planning A strong DRTV campaign starts with defining your objectives, budgeting effectively, and identifying the right media mix. Understanding where your audience spends their time — prime-time TV or niche cable channels — will get you the most value from your DRTV investment. Real-time tracking Tracking your DRTV campaign’s performance in real time is critical for success. Tools that provide immediate insights into viewer responses, website visits, or call volumes allow you to identify what’s working and pivot quickly if needed. Measuring success Measuring success against key performance indicators (KPIs) like conversion rates, ROI, or cost-per-acquisition (CPA) is an excellent way to know if your DRTV campaign is delivering results. Experian’s advanced data solutions make tracking and analyzing campaign performance easier, so you can make data-informed decisions and deliver precise results to stakeholders. Continuous optimization DRTV marketing is an ongoing effort. Use the insights from real-time tracking and performance measurement to refine your strategy. Optimization keeps your campaign relevant and effective, whether you need to tweak your CTA, adjust your audience targeting, or test new creative formats. How DRTV relates to advanced TV and connected TV While DRTV has historically focused on immediate viewer actions via traditional linear TV, it’s found new relevance within advanced TV and connected TV (CTV) ecosystems. These modern formats expand the measurable, action-driven qualities of DRTV while incorporating the precise targeting and personalized storytelling made possible by digital technologies. DRTV and advanced TV Advanced TV enhances DRTV by enabling addressable advertising, which helps marketers deliver ads to specific households based on behavioral or demographic data. For instance, using tools like Experian’s Graph, advertisers can integrate data sets across multiple sources to refine audience segmentation and tailor messages to individual households.&nbsp; Advanced TV also supports cross-channel consistency to provide a unified customer experience whether the viewer engages with linear TV, streaming services, or other devices. Additionally, programmatic ad buying plays a role in automating the ad-buying process. This helps advertisers optimize their bids and placements and get DRTV campaigns in front of the right audience at the right time, which maximizes cost-efficiency across both traditional and digital channels. DRTV and CTV CTV has a high rate of logged-in, authenticated viewers and provides a lot of helpful first-party data. This allows for hyper-precise audience targeting, cross-device attribution, and an ability to link ad exposure to conversions — even when purchases occur on non-CTV devices. Universal IDs like UID2 further strengthen these capabilities by creating consistent and privacy-respecting user identities across platforms. Experian’s TV partnerships Through partnerships with leading CTV players like Madhive, Samsung, Disney/Hulu, and others, Experian’s identity solutions integrate seamlessly to support well-timed, personalized ads across major streaming platforms. These integrations, powered by our Digital and Offline Graphs, offer a complete view of audiences to enable more controlled, effective activation across mediums, including free ad-supported streaming television (FAST) channels. Using Experian’s advanced data and identity tools, advertisers can tap into the full potential of DRTV strategies within advanced TV and CTV to make campaigns more actionable, efficient, and impactful. The future of DRTV So, what is DRTV going to look like in the future? With the integration of digital and television platforms, DRTV is becoming more targeted, interactive, and personalized. This shift creates new opportunities for advertisers to drive conversions. Here are some key advancements that will continue to shape the future of DRTV: Addressable TV: Advertisers can deliver targeted ads to specific households based on demographic and behavioral data. It uses data from smart TVs, streaming devices, and third-party data providers to enable highly relevant ads based on the interests of individual viewers. Interactive TV ads: Interactive TV ads enable viewers to engage directly with the content through their remote control or mobile devices. Users can click on a product for more information or make purchases without leaving the TV screen and immediately convert. Authenticated audiences: With CTV and AI technology, advertisers can use first-party data from authenticated users to improve targeting, measurement, and campaign performance. Advertisers can create a more cohesive and personalized experience by linking viewers across multiple devices, which improves ad effectiveness and attribution. Branded apps with saved information: Branded apps that store payment and personal information streamline the direct response process. These apps reduce purchase journey friction and allow quicker conversions, as viewers can complete transactions with fewer steps. QR codes replacing URLs: QR codes are becoming a popular alternative to traditional URLs in DRTV ads. These codes provide a quick, convenient way for viewers to visit a website, access a product page, or act on a CTA simply by scanning the code with their phone. Better targeting algorithms: Advancements in targeting algorithms allow advertisers to serve more personalized and relevant ads. These algorithms help ads reach the right audience at the right time, which can increase engagement and conversion rates. These innovations offer advertisers more tools to connect with audiences in a personalized, interactive, and measurable way. Connect with Experian’s TV experts Experian can help you achieve the full potential of your direct response TV advertising efforts with our advanced tools, precise audience targeting, and strong industry partnerships. We help brands create impactful DRTV campaigns that drive real-time engagement, audience connection, and measurable results, whether for traditional, advanced, or CTV. Reach out today to work with us on your DRTV efforts and achieve better ROI, or explore how our expertise can transform your TV advertising campaigns. Connect with our TV experts Contact us Latest posts

Jan 09,2025 by Experian Marketing Services

Score a touchdown with Experian’s football audience playbook

The stakes are high when it comes to advertising during football’s biggest games as the cost of advertising continues to rise, with the average 30-second TV ad during the 2023-24 Sunday Night Football season priced at $882K. With record viewership at the College Football Playoff and the Super Bowl drawing in 123.7 million average viewers, the largest TV audience on record, it's no surprise that brands are willing to pay those prices since football games are prime time for reaching engaged audiences. In fact, an estimated 51% of viewers search for an ad they saw during the game, underscoring the potential of second-screen engagement to amplify campaign impact. Whether you advertise on TV during these games or not, brands are exploring how they can use football season to drive a deeper connection to their audience. To do this, brands need data driven strategies. In this blog post, we’ll reveal audience segments designed for you to craft tailored marketing strategies that resonate with football fans in the stands and on the couch. You can find the complete audience segment name in the appendix. Make a game-winning play with Experian Audiences With playoff season fast approaching, it’s the perfect time to go on the offensive and target football fans. Utilize Experian’s syndicated audiences to ensure your marketing messages resonate with fans when they're the most engaged. Experian’s 2,400+ syndicated audiences are available directly on over 30 leading television, social, programmatic advertising platforms, and directly within Audigent for activation within private marketplaces (PMPs).&nbsp;&nbsp; Reach consumers based on who they are, where they live, and their household makeup. Experian ranked #1 in accuracy by Truthset for key demographic attributes. Access to unique audiences through Experian’s Partner Audiences available on Experian’s data marketplace, within Audigent for activation in PMPs and directly on platforms like DirectTV, Dish, Magnite, OpenAP, and The Trade Desk.&nbsp; Four football audience categories to add to your advertising lineup Football fans come in all shapes, sizes, and viewing habits. From dedicated supporters to casual viewers, targeting the right audience can make or break your campaign. Here are four football audience categories you can target: Sports enthusiasts College football fans&nbsp; 21+ audiences TV viewers Let’s huddle up and break down the audience segments within each category. Whether it’s tailgating, tuning in, or cheering from the stands, these insights will get your campaign into the end zone. Sports enthusiasts Whether they’re following their favorite teams, attending games in person, or watching professional sports events on TV, football fans are deeply engaged, making them an ideal target for advertisers looking to score big. Here are five audiences to target: NFL Enthusiasts Football (FLA/Fair Lending Friendly)1 Sports Enthusiasts NFL Stadium Visitors Professionals Sports Event College football fans College football fans bring unmatched passion and loyalty, with bowl games during the 2023 season drawing on average of 4.6 million viewers across 40 total games—a 5% increase year-over-year. From students to alumni, these fans represent an invaluable opportunity for advertisers to connect with a deeply invested audience. Here are four audiences to target to connect with passionate college football fans: College Football Stadium Visitors College Football Bowls College Students College Sports Venues 21+ audiences With 84% of U.S adults reporting that they drink alcohol while watching football on TV, targeting 21+ audiences during game season is a winning play. Whether they’re cracking open a cold one at a tailgate, hosting a game-day party, or relaxing on the couch, these audiences represent a key audience for brands looking to tap into football culture. Here are four audiences that you can target this post season: Imported Light Beer Enthusiasts&nbsp; Domestic/Imported Beer&nbsp; High-end Spirit Drinkers Discretionary spend: Alcohol and wine $331 – $726 These audiences can help you serve up campaigns that pour directly into the heart of football fandom. TV viewers Football games attract some of the most engaged and diverse TV audiences, with 85% of sports fans preferring to watch live sports on TV rather than in-person. Notably, for the first time, viewers aged 18 to 49 spent the majority of their sports viewing time (54%) via streaming. This shift highlights the immense opportunity for advertisers to connect with highly attentive viewers tuned into every play. Here are seven audiences that you can use to create a game-winning strategy to reach engaged TV watching football fans: &nbsp; Cable Satellite or Streaming Network Subscribers&nbsp; Streaming Video: High Spenders Cord Cutters&nbsp; Cable and Streaming TV Service Subscribers&nbsp; Paid TV High Spenders&nbsp; Screen Size – Large&nbsp; Co-Watchers Whether they're catching the action on a large TV screen or streaming from their phone, these audiences will help you craft campaigns that deliver results with highly engaged viewers. Score big with Experian this postseason As some of football’s biggest games approach, it’s time to huddle up and connect with consumers who live for the thrill of the game.&nbsp;Whether they’re tuning in to cheer for their favorite teams, tailgating with friends, or enjoying the game-day experience from home, Experian Marketing Data provides the playbook to score big with targeting, enrichment, and activation. With Experian’s data-driven insights, you can turn every opportunity into a game-winning play! Need a custom audience? Reach out to our audience team and we can help you build and activate an Experian audience on the platform of your choice. Additionally, work with Experian’s network of data providers to build audiences and send to an Audigent PMP for activation.&nbsp; Connect with our audience team Connect with us You can activate our syndicated audiences on-the-shelf of most major platforms. For a full list of Experian’s syndicated audiences and activation destinations, download our syndicated audiences guide. Explore our other seasonal audiences that you can activate today. View now 1 “Fair Lending Friendly” indicates data fields that Experian has made available without use of certain demographic attributes that may increase the likelihood of discriminatory practices prohibited by the Fair Housing Act (“FHA”) and Equal Credit Opportunity Act (“ECOA”). These excluded attributes include, but may not be limited to, race, color, religion, national origin, sex, marital status, age, disability, handicap, family status, ancestry, sexual orientation, unfavorable military discharge, and gender. Experian’s provision of Fair Lending Friendly indicators does not constitute legal advice or otherwise assures your compliance with the FHA, ECOA, or any other applicable laws. Clients should seek legal advice with respect to your use of data in connection with lending decisions or application and compliance with applicable laws. Appendix Sports enthusiasts Lifestyle and Interests (Affinity) &gt; Activities and Entertainment &gt; NFL Enthusiasts&nbsp; Lifestyle and Interests (Affinity) &gt; Sports and Recreation &gt; Sports Enthusiast &nbsp; Mobile Location Models &gt; Visits &gt; NFL Stadium Visitors &nbsp; Lifestyle and Interests (Affinity) &gt; Sports &gt; Football (FLA / Fair Lending Friendly)2 Travel Intent &gt; Activities &gt; Professional Sports Event College sports fans Mobile Location Models &gt; Visits &gt; University Stadium College Football Visitor&nbsp; Lifestyle and Interests (Affinity) &gt; Sports &gt; College Football Bowls&nbsp; Mobile Location Models &gt; Visits &gt; College Students&nbsp; Mobile Location Models &gt; Visits &gt; College Sport Venues &nbsp; 21+ audiences Lifestyle and Interests (Affinity) &gt; Activities and Entertainment &gt; Imported Light Beer Enthusiasts&nbsp; Lifestyle and Interests (Affinity) &gt; In-Market &gt; Domestic/Imported Beer&nbsp; Lifestyle and Interests (Affinity) &gt; Retail &gt; High-end Spirit Drinkers Financial – Analytics IQ &gt; Discretionary Spend &gt; Alcohol and Wine: $331-$726 TV viewers Television (TV) &gt; Household/Family Viewing &gt; Cable Satellite or Streaming Network Subscribers Retail Shoppers: Purchase Based &gt; Entertainment &gt; Streaming/Video/Audio/CTV/Cable TV: Streaming Video: High Spenders Television (TV) &gt; Household/Family Viewing &gt; Cord Cutters Television (TV) &gt; Household/Family Viewing &gt; Cable and Streaming Service Subscribers Television (TV) &gt; TV Enthusiasts &gt; Paid TV High Spenders&nbsp; Television (TV) &gt; Viewing Device Type &gt; Screen Size – Large&nbsp; Television (TV) &gt; Household/Family Viewing &gt; Co-Watchers Latest posts

Jan 07,2025 by Lucy Simmonds, Content Marketing Specialist

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About Experian Marketing Services

At Experian Marketing Services, we use data and insights to help brands have more meaningful interactions with people. As leaders in the evolution of the advertising landscape, Experian Marketing Services can help you identify your customers and the right potential customers, uncover the most appropriate communication channels, develop messages that resonate, and measure the effectiveness of marketing activities and campaigns.

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