In the recently released Experian Commercial Pulse Report, we focus on the growth sector of small businesses – Education Services, which enjoys healthy, consistent growth and stable credit management. While many industries have experienced tightening credit limits over the past several years, average commercial card limits in the Education Services sector have increased by 23% since 2019, now exceeding $19,000. This expansion isn’t resulting in overleveraged borrowers. Utilization rates remain relatively low, and average commercial credit scores have held stable throughout this rapid expansion phase.