High APR’s, Steady Risk: Small Firms Stay Resilient
Experian is very pleased to announce the release of the Q3 2025 Main Street Report.
Brodie Oldham and Marsha Silverman will be unpacking the insights in the latest report during the Small Business Economic Review – December 9th, 10:00 a.m (Pacific), 1:00 p.m. (Eastern0
Report summary
The holidays are here, and Black Friday sparks a surge in consumer spending, U.S. small businesses are proving remarkably resilient despite persistent economic challenges. The Experian Small Business Index shows tighter credit conditions, with modest delinquency movements, disciplined utilization rates, and an acceleration in new business starts.
Download the latest report for more insight.
About the Experian Main Street Report
The Experian Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc.).
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