Experian® uses standard industry and government guidelines for keeping data on file. Dating data ensures that the information presented in a report is current enough to create an accurate picture of financial health.
Trade data: 36 months
Bankruptcies: nine years and nine months
Judgments: six years and nine months
Tax liens: six years and nine months
Uniform Commercial Code filings: five years
Collections: six years and nine months
Bank, government and leasing data: 36 months