Knowledge is the key to financial success
The reports on credit series includes ten issues, each covering a specific credit-related topic. The documents were designed to be printed or photocopied easily to assist in answering consumer credit questions or for utilizing as a classroom teaching tool when discussing specific credit topics.
Issue #3 - What to know when signing or cosigning a loan
Issue #4 - Building a positive credit history
Issue #4 of the reports on credit series explains what you can do to build a strong credit history. It discusses what you should do if you begin to fall behind in your payments, how long negative information can remain in your credit report and what to do if you have no credit history at all.
Issue #5 - The FCRA, the FACT Act and your credit report
Issue #7 - Mailing lists and preapproved offers
Issue #7 of the reports on credit series provides information about mailing lists and preapproved credit offers. It describes the benefits of preapproved offers for consumers, explains how your name can get on a mailing list and defines "target" marketing and why you might get an offer.
Issue #8 - Protecting yourself against fraud
Sample Experian credit report
Understanding the information in a credit report is the first step in making it a valuable financial tool. This sample report illustrates what an Experian consumer credit report looks like and describes the various types of information a person might find in their personal report.
Ask Experian, the credit reporting industry's first consumer credit advice column, answers the most common questions about credit reports and credit scores.
It is Experian's responsibility as a company to be aware of our societal responsibilities and to have a positive impact on the communities in which we live and work. Experian's global corporate responsibility report provides detailed information about what we are doing to ensure we behave in a socially responsible manner.