Portfolio Scoring

• Intelliscore Plus^SM score calculated for every customer
• Summary of derogatory behavior, including bankruptcies, tax liens, judgments and collections
• Summary of financial information, including days beyond terms (DBT), median credit, high credit, legal balance and years on file
• Public record filings
• Inquiries
• Batch scoring that fits your needs - monthly, bimonthly, quarterly or annually
• Purchase as part of a pay-as-you-go or subscription plan

Managing a large portfolio of customers can be time-consuming without the right tools. Portfolio Scoring allows you to review your entire portfolio in a fraction of the time it would normally take. Applying the results of a scoring job empowers you to take action quickly to reduce write-offs and identify good customers to target for additional sales. The product also supports compliance with government regulations like Sarbanes-Oxley and Robinson-Patman.

Account Advisor makes the job even easier. The software lets you track account performance, monitor shifts in risk and view customers on more than 20 data variables.

Corporate Linkage is available in all Experian products, including Portfolio Scoring, and is part of the backbone of Experian’s database. It allows greater decision-making capabilities by giving you a clear and insightful picture of all relationships within a corporate family. When deciding whether to extend credit to a particular business, determining which relationships to grow or working to meet your “Know Your Customer” requirements, you need the complete business picture that Corporate Linkage provides.

Linkage occurs when one business has financial and legal responsibility for another. Common linkage identifiers such as branch, headquarters, subsidiary and parent are used to clearly indicate the location type and relationship structure within the corporate family.

Experian® encourages Portfolio Scoring customers to contribute their accounts receivable information to our database. Customers who know you are reporting data are far less likely to default on their debt and often make a special effort to maintain good payment history. Contributors also receive a discount on portfolio scoring.