Portfolio Scoring
Identify risks and opportunities within your portfolio of customers
One of the quickest ways to impact the bottom line is to effectively manage risk and find new revenue opportunities within your own customer base. Portfolio Scoring enables you to assess risk by viewing up-to-date information on your entire customer portfolio, including how accounts are paying other creditors. The information can help you make timely decisions on how to treat risky customers and reward good ones. We recommend regular portfolio scoring with Account Monitoring ServiceSM for the best results.
- Save Time — Scoring allows you to review your entire portfolio in a fraction of the time it would normally take.
- Receive Intelliscore PlusSM for every customer in your portfolio plus a summary of derogatory behavior, including bankruptcies, tax liens, judgments, collections, days beyond terms (DBT), median credit, high credit, legal balance and years on file.
- Batch scoring that fits your needs — monthly, bimonthly, quarterly or annually.
See what our clients are saying:
Watch the Demo
Get a quick overview of Portfolio Scoring by going to the "Portfolio" section in the demo.
Contact Us — 1 877 565 8153
Let us help you identify the best products and services to solve your business challenges.
Select a related product to view more information:
Reports
- Premier Profile - The most robust of all Experian business credit reports
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This report provides a comprehensive view of a business's financial obligation as well as fraud screening, credit limit recommendation, more background information on the business and more data elements than any other report.
- International Reports - Credit reports on international companies to give you peace of mind when doing business overseas
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Real-time, comprehensive credit reports on businesses in Western Europe and Brazil, as well as reports that are researched and assembled on request for businesses in more than 200 additional countries.
- Business Owner Background Reports - Unprecedented visibility into a business owner or principal's relationships with current and former business interests
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The Business Owner Background ReportSM provides unprecedented visibility into a business principal's relationships with current and former business interests. Combining Experian's robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal.
Scores
- Intelliscore Plus - Get the power of a score that predicts the likelihood of delinquency within the next 12 months
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Experian's strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months.
- Financial Stability Risk Score - Quickly identify the highest risk businesses and avoid bankruptcy risk and accounts likely to default
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Experian's Financial Stability Risk ScoreSM provides critical insight on the potential of a business going bankrupt or defaulting on its obligations.
Alerts
- Account Monitoring Service - Comprehensive alerts that notify you of changes to an account within your portfolio
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This account management tool allows users to monitor changes to their business-to-business customers' credit-risk profiles.
Decisioning
- DecisionIQ Premier - Enable automated, customized decisioning for new accounts based on your organization's risk tolerance
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The decisioning module within BusinessIQ that allows you to create credit policies driven by your risk tolerance, combined with our information and analytics to consistently automate your decisions.
Collections
- Delinquency Notification Service - Experian-branded letter campaigns proven to recover debt more efficiently while reducing collections costs
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With this service, delinquent debtors receive a notification letter on Experian letterhead detailing their delinquent account status. Each letter also offers the debtor 60 days of free access to his or her business credit report.
- Collections Recovery Tool - Track down hard-to-find commercial debtors to significantly improve your commercial collections
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Our commercial skip-tracing tool leverages Experian's BizSource data repository to supply multiple contact names, addresses and telephone numbers of business accounts. Each report also includes a 90-day cross-trade payment summary, which displays payment information across multiple tradelines.
Request More Information
To learn more about Portfolio Scoring, call us at 1 877 565 8153 or complete the form below and an Experian representative will contact you as soon as possible.


