Checking your credit reports regularly is one of the best ways to engage with your credit information. It can also help you detect suspicious activity that may appear on your Experian credit report, allowing you to minimize the damage from identity theft or fraud. Experian CreditWorksSM Credit Monitoring checks your Experian credit report each day, and notifies you when key changes are detected. You also receive unlimited access to your Experian credit report and FICO® Score powered by Experian - helping you track your credit activity and live credit confident.
Good credit begins with knowing where your credit is today, learning what impacts your credit and monitoring your credit moving forward.
Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.
Your dashboard gives you easy access to the features that matter most. This includes an easy-to-read credit summary and quick access to your up-to-date Experian credit report and FICO® Score. Your dashboard also includes your most recent credit alerts. With Experian CreditWorksSM, your Experian credit report is monitored daily to see if key information has changed or if new data has been added. Key changes include Public Records, Potentially Negative Information, New Hard Inquiries, New Accounts and Address Changes.
**Due to New York state law restrictions, the Experian CreditWorksSM Guarantee cannot be offered to residents of New York.