Holiday Hangover: Paying Off Debt

Did you overspend in December? Did you break your budget? This week we discussed strategies for paying down holiday bills faster. The Twitter panel included: Take Charge America; Carey Ransom, Chief Community Officer at PayoffJackie Beck: Founder of The Debt Myth and LaToya Irby: Credit & Debt Management Expert at About.com.  And our Blab guests included: Amy Maliga: Take Charge America;  Rod Griffin: Director of Public Education at Experian and Mike DelgadoSocial Media Community Manager at Experian.

Here is the complete discussion on Blab.

If you have ideas for future topics and guests, please tweet @Teena_LaRo.

Questions We Discussed

  • Q1: Have you assessed your holiday bills yet? Did you overspend?
  • Q2: What happens if you avoid paying your holiday bills?
  • Q3: What should you know about retail credit cards you might have taken out?
  • Q4: What is a good starting point for someone starting to pay off holiday debt?
  • Q5: What are ways to deal with holiday credit card debt?
  • Q6: Should we be more focused on paying down debt or saving money?
  • Q7: What should know about debt settlement companies?
  • Q8: Where should you go if you need help with debt or credit?
  • Q9: What can people do to avoid having a holiday hangover in the future?
  • Q10: Any final tips for those struggling with debt?

Featured Tips:
List

Retail Cards

Spending Influencers

Plan ahead
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