Requesting a credit dispute online is easy and fast.
If you don't have one, order online for immediate report and dispute access. While viewing your credit report online you'll be able to dispute any incorrect information.
Other ways to get a copy of your credit report or dispute information:
If you have a paper copy of your report with a report number (near your name), you can access the online dispute process with your report number.
Click on a particular item to see more details. If you see something that you believe is inaccurate, click on the Dispute This Item button.
Enter any additional facts that further explain your reason and click on the Submit button. Be sure to read the Tell me more about dispute reasons section for tips on how to dispute credit information. Make sure you provide your email address to receive notification when the results of your investigation are ready to be viewed.
Generally within 30 days, the source must verify your account data. Information verified as accurate cannot be removed from your credit report. Experian will notify you when the results of your dispute investigation are ready to be viewed and will provide you with a link to the results online. This is the fastest way to get the results.
If you received your credit report from a company other than Experian, ask the source for instructions on how to dispute the credit report.