Featured

Study analyzes student loan trends

Posted on Sep 26 2014 by

Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans.

Share

Consumers are tapping into home equity across the nation

Posted on Sep 26 2014 by

HELOC originations grew 27 percent year over year in Q2 2014.

Share

Delinquencies fall as bankcard originations continue growth trend

Posted on Aug 11 2014 by

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.

Share

HELOC activity on the rise

Posted on Jul 31 2014 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer.

Share

Travelers need more than sunscreen to protect themselves

Posted on Jul 25 2014 by

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who has.

Share

Transitioning to a more predictive risk model

Posted on Jul 03 2014 by

Universe expansion is key to any lender’s growth strategy. Sophisticated, advanced risk models, such as the VantageScore®3.0 model, allow lenders to score up to 35 million more consumers than other risk models.

Share

Financial responsibility makes a prospective spouse more attractive

Posted on Jun 20 2014 by

A recent Experian Consumer Services survey focusing on the most important attributes in a prospective spouse found that married adults value financial responsibility more than physical attractiveness.

Share

Heartbleed: Is your organization prepared?

Posted on May 01 2014 by

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in OpenSSL.

Share

Welcome to Credit Cornerstone!

Posted on Mar 01 2012 by

This content of this page is produced from Credit Cornerstone Newsletter which focuses on credit trends and data intelligence. Interested in receiving our weekly Credit Cornerstone Newsletter? Sign up here!

Share