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Balance transfers: a profitable opportunity

Posted on Oct 17 2014 by

Card-to-card balance transfers represent a substantial profit opportunity for lenders.

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The diversity of technology complicates customer authentication

Posted on Oct 09 2014 by

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct business.

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Study analyzes student loan trends

Posted on Sep 26 2014 by

Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans.

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Consumers are tapping into home equity across the nation

Posted on Sep 26 2014 by

HELOC originations grew 27 percent year over year in Q2 2014.

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Delinquencies fall as bankcard originations continue growth trend

Posted on Aug 11 2014 by

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.

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HELOC activity on the rise

Posted on Jul 31 2014 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer.

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Transitioning to a more predictive risk model

Posted on Jul 03 2014 by

Universe expansion is key to any lender’s growth strategy. Sophisticated, advanced risk models, such as the VantageScore®3.0 model, allow lenders to score up to 35 million more consumers than other risk models.

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Heartbleed: Is your organization prepared?

Posted on May 01 2014 by

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in OpenSSL.

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Welcome to Credit Cornerstone!

Posted on Mar 01 2012 by

This content of this page is produced from Credit Cornerstone Newsletter which focuses on credit trends and data intelligence. Interested in receiving our weekly Credit Cornerstone Newsletter? Sign up here!

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