Bankcard Trends

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3 financial services trends for 2017...

Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...

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It’s that time of year — for debt consolidation...

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

Read More It’s that time of year — for debt consolidation
Subprime credit card limits highest in 5 years — to th...

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Read More Subprime credit card limits highest in 5 years — to the tune of $6.4 billion
Trended data and balance transfer activity...

Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...

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Bankcard originations continue steady growth trend...

Bankcard origination volumes reached $97.5 billion in Q4 2015, the highest level on record since Q3 2008 and an increase of 22% over the...

Read More Bankcard originations continue steady growth trend
Millennials and online marketplace lending...

As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...

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Growing thin-file millennials...

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

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Average bankcard limit decreases...

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

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Digitally savvy generation may not be so credit savvy...

According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit savvy group....

Read More Digitally savvy generation may not be so credit savvy