Bankcard Trends

Insight into credit trends and data intelligence for the bankcard industry.

Millennials and online marketplace lending...

Posted on Jan 21 2016 by
As millennials continue to experience challenges in obtaining credit, Experian’s...

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Growing thin-file millennials...

Posted on Dec 18 2015 by
Millennials, now the largest generation in the United States, are...

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Average bankcard limit decreases...

Posted on Oct 22 2015 by
While total limits on bankcard originations reached $81.8 billion in...

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Digitally savvy generation may not be so credit savvy...

Posted on Aug 10 2015 by
According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit savvy group. When compared to previous generations, millennials have the lowest...

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Survey reveals travel spending behavior...

Posted on Jul 10 2015 by
According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up the difference. Millennials rank even higher when it comes to risky vacation...

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Delinquencies move in the right direction as balances increa...

Posted on Jun 18 2015 by
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%. As consumer behavior...

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Developing a data migration plan...

Posted on May 22 2015 by
Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data migrations, 85% encounter significant challenges. Top challenges...

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Using data to understand customer preferences...

Posted on Apr 27 2015 by
In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver the products and services customers need and...

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A centralized approach to data quality...

Posted on Apr 22 2015 by
Data quality continues to be a challenge for many organizations. A recent Experian Data Quality study found that the majority of organizations have failed to optimize their data-management strategy, resulting in poor customer...

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