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		<title>Experian&#8217;s &#8220;Ask Experian&#8221; credit advice column</title>
		<link>http://www.experian.com/ask-experian/</link>
		<description>Ask Experian is the credit reporting industry&#8217;s first online consumer credit advice column.</description>
		<language>en-us</language>
	
	<lastBuildDate>Wed, 9 May 2012 12:00:00 GMT</lastBuildDate>
<copyright>Copyright 2012, Experian</copyright>

	
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		<ttl>1440</ttl>
	
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<title>Deleting evictions, judgments and bankruptcy from your credit report</title>
<link>http://www.experian.com/ask-experian/20120509-deleting-evictions-judgments-and-bankruptcy-from-your-credit-report.html?intcmp=rss_askexp</link>
<pubDate>Wed, 9 May 2012 12:00:00 GMT</pubDate>
<description><![CDATA[Is there a way to get an eviction removed? A judgment was filed against me. If a judgment is discharged in your Chapter 7 bankruptcy, can it be removed from your report?]]></description>
</item>
<item>
<title>Protecting yourself from identity theft after a burglary</title>
<link>http://www.experian.com/ask-experian/20120509-protecting-yourself-from-identity-theft-after-a-burglary.html?intcmp=rss_askexp</link>
<pubDate>Wed, 9 May 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I returned from two weeks away from my house to find it had been burglarized. Among the missing items are some credit cards, and I have notified the card issuers. However, my Social Security number appears on an ID (with no other identifying information but my name and address) that appears to have been taken. What steps should I take to protect my credit? A neighbor advised me to ask you to request an alert.]]></description>
</item>
<item>
<title>Removing &#8220;accounts included in bankruptcy&#8221; status from closed accounts</title>
<link>http://www.experian.com/ask-experian/20120509-removing-accounts-included-in-bankruptcy-status-from-closed-accounts.html?intcmp=rss_askexp</link>
<pubDate>Wed, 9 May 2012 12:00:00 GMT</pubDate>
<description><![CDATA[My bankruptcy was removed from my credit report late last year. Is there any way to update closed accounts to remove the wording "included in bankruptcy"? I had a car loan at the time of the bankruptcy that I reaffirmed and paid in full in 2006. Do I have to wait until 2016 when the account will be removed from my credit report? It feels like I'm being punished a lot longer than the 10 years for a bankruptcy.]]></description>
</item>
<item>
<title>Listed as authorized user on mother&#8217;s delinquent credit card</title>
<link>http://www.experian.com/ask-experian/20120509-listed-as-authorized-user-on-mothers-delinquent-credit-card.html?intcmp=rss_askexp</link>
<pubDate>Wed, 9 May 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I was an authorized user under my mom's credit card. I never used the card. I only "piggybacked" so I could start a credit history. She was unable to pay her card, and I found out today that her debt was charged off in February 2011. I found out about it because I saw it in my credit report. How badly does this affect me? I want to ask to get that debt off of my report. If I do that, will that affect my mother's report too?]]></description>
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