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		<title>Experian&#8217;s &#8220;Ask Experian&#8221; credit advice column</title>
		<link>http://www.experian.com/ask-experian/</link>
		<description>Ask Experian is the credit reporting industry&#8217;s first online consumer credit advice column.</description>
		<language>en-us</language>
	
	<lastBuildDate>Wed, 1 Feb 2012 12:00:00 GMT</lastBuildDate>
<copyright>Copyright 2012, Experian</copyright>

	
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		<ttl>1440</ttl>
	
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<title>Authorized user account impeding son&#8217;s home purchase</title>
<link>http://www.experian.com/ask-experian/20120201-authorized-user-account-impeding-sons-home-purchase.html?intcmp=rss_askexp</link>
<pubDate>Wed, 1 Feb 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I have a question regarding authorized users. I put my son on my card when he and his sister were traveling in Europe. I forgot about it because they never misused them. Now my son, who has excellent credit, is planning to buy a house, but the lenders are objecting because he has "Authorized user of credit card" on his report. I feel so bad about this and wonder if there is a way to get this removed from his report quickly?]]></description>
</item>
<item>
<title>The difference between chapter 7 and chapter 13 bankruptcy</title>
<link>http://www.experian.com/ask-experian/20120201-the-difference-between-chapter-7-and-chapter-13-bankruptcy.html?intcmp=rss_askexp</link>
<pubDate>Wed, 1 Feb 2012 12:00:00 GMT</pubDate>
<description><![CDATA[What is the difference between chapter 7 and chapter 13 bankruptcies?]]></description>
</item>
<item>
<title>Requesting lower credit limits could hurt credit scores</title>
<link>http://www.experian.com/ask-experian/20120201-requesting-lower-credit-limits-could-hurt-credit-scores.html?intcmp=rss_askexp</link>
<pubDate>Wed, 1 Feb 2012 12:00:00 GMT</pubDate>
<description><![CDATA[If I lower my credit limits on my credit cards, does that lower my credit score? If so, why?]]></description>
</item>
<item>
<title>Must have a personal report before disputing information</title>
<link>http://www.experian.com/ask-experian/20120201-must-have-a-personal-report-before-disputing-information.html?intcmp=rss_askexp</link>
<pubDate>Wed, 1 Feb 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I just had a credit check done by my new landlord, and one company had negative feedback. I tried to dispute it online but it is not recognizing the report number. What can I do next?]]></description>
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