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		<title>Experian&#8217;s &#8220;Ask Experian&#8221; credit advice column</title>
		<link>http://www.experian.com/ask-experian/</link>
		<description>Ask Experian is the credit reporting industry&#8217;s first online consumer credit advice column.</description>
		<language>en-us</language>
	
	<lastBuildDate>Wed, 10 Oct 2012 12:00:00 GMT</lastBuildDate>
<copyright>Copyright 2012, Experian</copyright>

	
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<title>Establishing credit history after moving to U.S. from Canada</title>
<link>http://www.experian.com/ask-experian/20121010-establishing-credit-history-after-moving-to-us-from-canada.html?intcmp=rss_askexp</link>
<pubDate>Wed, 10 Oct 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I moved to the U.S. in January 2012 from Canada. I obtained a Social Security number and got a secured credit card, and I was lucky enough to get a car loan. I have been paying both accounts on time every time. This all occurred in February and March and still I have no credit report. When can I expect to have a credit report? I tried today, and Experian is still not showing any information for me.]]></description>
</item>
<item>
<title>Lowering credit limits could hurt credit scores</title>
<link>http://www.experian.com/ask-experian/20121010-lowering-credit-limits-could-hurt-credit-scores.html?intcmp=rss_askexp</link>
<pubDate>Wed, 10 Oct 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I have heard that requesting lower credit limits can hurt your credit scores. Is this true?]]></description>
</item>
<item>
<title>Must lift security freeze to apply for new credit account</title>
<link>http://www.experian.com/ask-experian/20121010-must-lift-security-freeze-to-apply-for-new-credit-account.html?intcmp=rss_askexp</link>
<pubDate>Wed, 10 Oct 2012 12:00:00 GMT</pubDate>
<description><![CDATA[I do not want to lift my security freeze but want to apply for a new credit card. Is that possible to do without lifting the freeze?]]></description>
</item>
<item>
<title>Paying off closed or charged off accounts can help scores over time</title>
<link>http://www.experian.com/ask-experian/20121010-paying-off-closed-or-charged-off-accounts-can-help-scores-over-time.html?intcmp=rss_askexp</link>
<pubDate>Wed, 10 Oct 2012 12:00:00 GMT</pubDate>
<description><![CDATA[Does paying off a closed or charged off account raise your credit scores?]]></description>
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