Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can't find what you're looking for, please fill out the form, being as specific as possible.
Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.
Our policies
The information contained in this column if for educational purposes only and is not legal advice.
You should consult your own attorney or seek specific advice from a legal professional regarding
your particular situation.
Please understand that Experian policies change over time. Column responses reflect Experian policy at the time of writing. While maintained for your information, archived responses may not reflect current Experian policy.
Credit Advice
Topics addressed on July 4, 2012:
Experian Connect tool ideal for small property management companies
Dear Experian,
We are a property management company looking for a monthly credit report service. Where do I get that info?
- ARJ
Dear ARJ,
In order to obtain credit reports from Experian you must become a subscriber. To do so, your business must meet stringent eligibility requirements and specific membership criteria.
You can request a membership application, a registration packet and more information at www.experian.com/member-services/common/index.
If your business is too small to qualify for membership or to make the financial and compliance costs economically feasible, you may find Experian Connect an ideal resource. Experian Connect was created to enable individuals to share their credit reports with small businesses. It is perfect for businesses that do not need to access large numbers of credit histories, for example for apartment managers with only a small number of units.
Along with the report, you receive the VantageScore which helps you gauge the person’s creditworthiness and effectively manage your business risk. The factors, which tell you what in the person’s credit report most impacted the score, will also help you explain why you may have declined the application or charged a larger deposit.
Learn more at www.experian.com/connect.
Thanks for asking.
- The "Ask Experian" team