Gain a Better Understanding of Your Credit
For $29.95 you'll receive a one-on-one credit education session with:
- A copy of your Experian credit report and score
- A step-by-step walkthrough of your personal credit report
- Insight for future decisions in personal credit management
to you by Experian's
Education Division
Find Answers to Your Questions
For FAQs about rental payments on your credit report click here or visit the Rent and Credit section of the Credit Report Basics FAQ.
Consumer Resources
Experian RentBureau Rental History Report
If you would like to request your Experian RentBureau Rental History Report, fill out and submit the form below.
Experian RentBureau wants your rental history report to be as accurate as possible. If you have reviewed your rental history report and found an error, fill out and submit the form below or call 1 877 704 4519.
Credit Education
At Experian, we want you to be fully armed with the knowledge you need to maintain a good credit rating. To learn how to better understand, build and manage your credit click the link below.
Experian RentBureau Rental Payment Data
On-time rental payments now help boost credit scores
In December 2010, Experian® became the first credit reporting agency to include on-time rental payment data on its credit reports. This unique data set, collected by Experian RentBureau and reported on Experian credit reports, can empower many Americans to build their credit history. Simply by paying their rent on time, responsible renters — including students, immigrants and displaced homeowners — may now have the opportunity to gain access to mainstream credit products that they deserve.
Key Benefits to Consumers
- Establish or rebuild your credit history — You now have the opportunity to make your consistent on-time rental payments count toward establishing or building your credit history
- Improve your ability to qualify for credit products — Your on-time rental payment history can be leveraged when applying for credit products and services
Uses of Rental Payment Data
Experian® RentBureau® receives updated rental payment data every 24 hours from property management companies across the nation. This data is accessed by resident screening companies for use during the application process for prospective residents. Continuous on-time rental payment data also may be incorporated within Experian credit reports, which are used by various types of credit-granting institutions, including banks, auto finance companies and telecommunications providers.
Get “Credit” for Paying Your Rent on Time
We believe that responsible renters should get credit for managing their rental payments. That’s why we work with various property management companies and rental payment services across the nation to provide renters this unique opportunity to build credit history through consistent on-time rental payments. If you currently rent or are considering renting, check with your property management company if they report their rental payment data to Experian RentBureau.
If you rent from an individual landlord or property management company that does not report their data, you may still have the opportunity to have your rental payments reported to Experian. All you and your landlord need to do is sign up through ClearNow, a rent payment service. This service allows for the payment and collection of your rent electronically via an automatic bank account debit. And as an added option, you have the ability to opt-in to having your rental payment history reported to Experian. To learn more about this service, visit www.clearnow.com/creditreporting.
For FAQs about rental payments on your credit report click here or visit the Rent and Credit section of the Credit Report Basics FAQ.
Do you want to improve your credit rating? Pay your rent on time. CNN’s The Situation Room reports that Experian is now including residential rental payment information and rental history on its credit reports. This change could impact millions of renters nationwide.
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