What is your State of Credit?

The State of Credit is a comprehensive look at the average credit scores of consumers in cities across America. The second annual report highlights the underlying factors that contribute to high and low credit scores and helps Americans better understand how credit works. 


What is your State of Credit? Click here to see the data


Looking for an Infographic? Download Ranking America's Credit





Credit scores are based on VantageScore, which has a range from 501 to 990. This analysis is based on a statistically relevant sampling of Experian's consumer credit database. Analyzed credit files did not contain personal identification information. Credit scores for the State of Credit report were based on the average VantageScore by designated market area (DMA) from January through June 2011.
Population Source: U.S. Census Bureau, 2010 Census Demographic Profile
Unemployment Source: U.S. Bureau of Labor Statistics, June 2011 Unemployment Rates for Metropolitan Areas
Foreclosure Source: RealtyTrac.com, June 2011.