Disputing Credit Report Errors – The Basics
Experian® wants your credit report to be as accurate as possible. If you have reviewed your credit report and found some data to be inaccurate, the fastest way to resolve the errors is online. Please select from the options below to begin disputing.
If You have a Credit Report with a Report Number
Select this option if you have a current copy of your Experian personal credit report that includes a report number on top of the report (near your name).
If your credit report is more than 90 days old, you may need to order an updated copy of your credit report.
If You have a Credit Report without a Report Number
1 If you purchased the following Experian products, you can dispute online directly from within your account.
- Credit ManagerSM
- Triple Advantage®
- 3 Bureau Online Credit ReportSM and Score
- PLUS Score and Experian Credit Report
2 If you purchased a single $10.00 credit report, log in to your account and request a dispute.
If You do not have a Credit Report
To dispute credit report information, you need a recent copy of your Experian credit report. Order yours now for immediate online dispute access.
Once you have your credit report, you can dispute any information you believe may be inaccurate while viewing it online.
Order my:
Credit Report
Credit Report and Score
3 Bureau Credit Report and Free Score
View Credit Report Dispute Results
Did you receive an email notice stating that your results are ready for viewing?
How to Dispute Your Credit Report
Requesting a dispute online is fast. Here are the four easy steps.
The Credit Report Dispute Process
Here's what to expect after you dispute an item in your report that you feel is inaccurate.
Add a Security Freeze
A security freeze is designed to prevent Experian from releasing your credit information without your express authorization.
Add a Credit Fraud Alert
If you suspect someone is committing identity theft against you, you may add a fraud alert to your credit file.
Denied Credit?
Were you denied credit or have you received adverse action based on information in an Experian credit report?
Credit 101
- Credit Education
- Credit Education
- Credit Report Basics
- Credit Score Basics
- How to improve your credit score
- Preventing credit fraud
- Credit Reports
- Product Overview
- Credit Monitoring
- Credit Report
- Credit Report and Score
- 3 Bureau Online Credit ReportSM
- Identity Theft Protection
- Credit Disputes and Advice
- How to Request a Dispute
- Credit Advice
- Check Your Credit Report
- Credit Report Basics
- Credit Report