Disputing Credit Report Errors – The Basics
If You have a Credit Report with a Report NumberSelect this option if you have a current copy of your Experian personal credit report that includes a report number on top of the report (near your name). If your credit report is more than 90 days old, you may need to order an updated copy of your credit report.
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If You have a Credit Report without a Report NumberA If you purchased the following Experian products, you can dispute online directly from within your account.
B If you purchased a single $10.00 credit report, log in to your account and request a dispute. |
If You do not have a Credit ReportTo dispute credit report information, you need a recent copy of your Experian credit report. Order yours now for immediate online dispute access. Once you have your credit report, you can dispute any information you believe may be inaccurate while viewing it online. Order my:
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View Credit Report Dispute ResultsDid you receive an email notice stating that your results are ready for viewing? |
How to Dispute Your Credit ReportRequesting a dispute online is fast. Here are the four easy steps. |
The Credit Report Dispute ProcessHere's what to expect after you dispute an item in your report that you feel is inaccurate. |
Add a Security FreezeA security freeze is designed to prevent Experian from releasing your credit information without your express authorization. |
Add a Credit Fraud AlertIf you suspect someone is committing identity theft against you, you may add a fraud alert to your credit file. |
Denied Credit?Were you denied credit or have you received adverse action based on information in an Experian credit report? |
