Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

3-Bureau Credit Report
and FICO® Scores


3-Bureau Credit Report and FICO® Scores

The information supplied to create and display within each of your credit reports from the three bureaus can differ. The 3-Bureau Credit Report offered by Experian includes your Experian, Equifax®, and TransUnion® credit reports and FICO Scores. These reports are presented side-by-side so you can scan them together in an easy-to-understand format that presents your complete credit information.

What you get:

  • Instant online access to your personal Experian, Equifax® and TransUnion® credit reports and FICO scores
  • Comprehensive side-by-side format for easy review
  • Learn about your credit scores, what risk level you are in and what factors raise and lower your scores
  • Ability to dispute incorrect credit report information online
  • Toll free support available 7 days a week

Related Products

Experian CreditWorksSM

Monitor your Experian credit report every day with email alerts for key changes. Includes unlimited online access to your Experian credit report and FICO® Score! Know where your credit stands today for only $4.95 / first month*.

Identity Theft Protection

Our full service identity theft protection includes access to your Experian credit report, 3-bureau credit monitoring with email alerts, credit and debit card protection and immediate access to our fraud resolution professionals for only $15.95 a month.

* Introductory price of $4.95 for your first month of access, then just $19.95 each additional month. Cancel anytime if not satisfied.

Additional Information

3-Bureau Credit Report and FICO® Scores

Certain information on your credit report may hurt you if you apply for credit. The following statuses, either open or paid, are considered potentially negative: any missed payments, accounts included in bankruptcies, public record items, collections, creditor received deed, foreclosed, foreclosure proceedings started, claim filed with government, insurance claim filed, paid by creditor, paid in settlement, creditor cannot locate individual, repossession, defaulted on contract, voluntarily surrendered and charge-off.

These days, credit scores and credit reports are a very important way for lenders to measure your credit behavior. Creditors use them to obtain a clear profile of your credit history. Personal scores range from 330 to 830. When you request a credit report online, you'll also obtain your credit score, with an analysis of the factors shaping your score.

Know what's in your Experian credit report and who's been checking your credit and why. Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian's 3-Bureau Online Credit Report and FICO Scores.