CREDIT SCORES RANGE FROM 330 TO 830 AND THE HIGHER YOUR CREDIT SCORE RATING, THE LESS OF A CREDIT RISK YOU ARE.

Experian Credit Report and Score

$14.95

Experian Credit Report and Score

Product Overview

Checking your credit report and score is the first step in taking control of your credit. By checking your credit report and score you will see the same type of information lenders, landlords and employers see. A good credit score is essential for your financial well-being because the higher it is, the less of a credit risk you are.

Product features:

  • Instant online access to your Experian credit report and score for 30 days
  • Learn about your credit score, what risk level you are in and what factors raise and lower your score
  • Ability to dispute incorrect credit report information online
  • Toll free support available 7 days a week
Experian Credit TrackerSM

Get unlimited access to your Experian credit report and score! Monitor your Experian, TransUnion® and Equifax® credit files with email alerts on key changes for only $4.95 /first month*.

Identity Theft Protection

Our full service identity theft protection includes access to your Experian credit report, 3 bureau credit monitoring with email alerts, credit and debit card protection for only $15.95 a month.

3 Bureau Credit Report and Scores

See your Experian, TransUnion® and Equifax® credit reports in one easy-to-read report. Also includes all three bureau credit scores for
just $39.95.

Credit Report and Score

Check your credit score for potential inaccuracies or signs of identity theft. Review your credit report for any potential inaccuracies.

What is a credit score?

A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card. Your personal credit score is built on your credit history. Credit scores range from 330 to 830. A decent credit score is essential for your financial well-being because the higher it is, the less of a credit risk you are.

Checking your own credit does not affect your credit score.

Play it safe and check your credit score regularly. Your credit score rating is determined by formulas that assess your creditworthiness. Lenders evaluate you by looking at your credit score, which measures your credit risk – namely, how possible it is that you’ll pay them back and pay on time. The score constantly adjusts, and you’ll benefit from knowing what it is and keeping track of changes and setbacks.

There is no easy way out of a mediocre credit score rating if it is based on facts. Consumers often find inaccurate information reflected in their credit score. It is easy to file a dispute claim with Experian or any other credit reporting agency, but you won’t be able to do this unless you have a copy of your credit report.

Learn what a credit score is and how to improve your credit score rating, find out how life events affect your score and access the industry's first online consumer credit advice column.

* Introductory price of $4.95 for your first month of unlimited access, then just $14.95 each additional month. Cancel anytime if not satisfied.

Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders. Learn More.

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