Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.
Your personal credit report contains details about your identity and displays certain financial behaviors. You will be able to understand how your credit can look to others by checking your Experian credit report and FICO score powered by Experian.
Check your FICO® Score to know where you stand. Review your Experian credit report to make sure you don't see anything that looks suspicious — which could be a potential sign of identity theft or fraud.
A credit score is a number that show your credit worthiness. Your credit scores are based off much of the information in your credit reports. Credit scores fall within a certain range depending on the scoring model in use. A good credit score is essential for your financial well-being because the higher your credit score is, the less of a credit risk you are likely considered to be by a creditor or lender.
It is important to regularly check your credit reports and doing so will not impact your credit scores. Your credit scores are determined by various factors, using much of the information in your credit reports. Lenders evaluate you by looking at your credit scores, which often help them determine your credit risk — namely, how likely it is that you will be able to repay them on time.
Learn more about how credit scores can impact your life, how to care for your credit and how you can be responsible with your credit behaviors.