Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

Experian Credit Report and FICO® Score


Experian Credit Report and FICO® Score

Product Overview

Your personal credit report contains details about your identity and displays certain financial behaviors. You will be able to understand how your credit can look to others by checking your Experian credit report and FICO score powered by Experian.

Product features:

  • Instant online access to your Experian credit report and FICO score for 30 days
  • Discover more about your FICO Score and what impacts it
  • Ability to dispute incorrect credit report information online
  • Toll-free support available 7 days a week

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Experian CreditWorksSM

Get unlimited access to your Experian credit report and FICO® score. Monitor your Experian credit report with email alerts on key changes for only $4.95 - introductory rate*.

Identity Theft Protection

Our full service identity theft protection suite includes your Experian credit report, 3-bureau credit monitoring with email alerts and more for only $15.95 a month.

3-Bureau Credit Report & FICO® Scores

See your Experian, TransUnion® and Equifax® credit reports together. Receive the 3-bureau FICO Scores for just $39.95.

* Introductory price of $4.95 for your first month of access, then just $19.95 each additional month. Cancel anytime if not satisfied.

Additional Information

Experian Credit Report and FICO® Score

Check your FICO® Score to know where you stand. Review your Experian credit report to make sure you don't see anything that looks suspicious — which could be a potential sign of identity theft or fraud.

What is a credit score?

A credit score is a number that show your credit worthiness. Your credit scores are based off much of the information in your credit reports. Credit scores fall within a certain range depending on the scoring model in use. A good credit score is essential for your financial well-being because the higher your credit score is, the less of a credit risk you are likely considered to be by a creditor or lender.

Checking your own credit does not affect your credit scores.

It is important to regularly check your credit reports and doing so will not impact your credit scores. Your credit scores are determined by various factors, using much of the information in your credit reports. Lenders evaluate you by looking at your credit scores, which often help them determine your credit risk — namely, how likely it is that you will be able to repay them on time.

Learn more about how credit scores can impact your life, how to care for your credit and how you can be responsible with your credit behaviors.