Credit Advice » Loans » Denied Credit » Free Credit Report After Being Declined

Free Credit Report After Being Declined

Dear Experian,

I have been denied credit. Can I get a free copy of my credit report?

– KHO

Dear KHO,

The Fair Credit Reporting Act provides for a free report if you have had adverse action taken, which includes having an application declined, but only from the credit reporting company that provided the report the lender used in making the decision.

The lender must give you instructions for requesting your credit report from that particular credit reporting company. Those instructions are usually included with the declination notice.

If an Experian credit report was used, you can request your free report at www.experian.com/reportaccess/. Simply click on the “Get my report now” button and follow the instructions.

Thanks for asking.
– The “Ask Experian” team

Review Your Free Experian Credit Report Today

Good credit begins with knowing where your credit is today. Get started with your free Experian Credit Report, updated every 30 days on sign in. No credit card required.

Get Started for Free
Have a Question for Experian?

Your privacy and the information collected here.

Get Your Free Credit Report

View your free Experian Credit Report every 30 days on sign in.

No credit card required.

Get Started for Free

What Should You Know About the Dark Web?

Learn more about what the dark web is, and why it should matter to you as a part of your identity protection strategy.