When you order your $1 Credit Report & FICO® Score, you will begin your 7‑day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7‑day trial period*, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.
Good credit begins with knowing where your credit is today, learning how to make smarter financial decisions tomorrow and protecting your credit moving forward.
Check your Experian credit report and FICO® Score. Set custom alerts that notify you when key credit changes occur. Track your FICO Score over time and learn what factors may impact it.Get to Know Your Credit for $1
The information on each of your credit reports can differ. Review your credit reports and FICO scores from Experian, Equifax® and TransUnion® in one easy-to-read report.Check All 3 Bureaus for $39.95
- Additional Services & Products
- More About Credit
- Credit Advice
- Information for consumers concerned about the Anthem data breach
- Fraudulent emails claiming to be from Experian
- Information about Experian's role in the Health Insurance Marketplace
- Video Tutorial: How to Dispute Information on Your Credit Report
- Our Commitment to Data Integrity, Customer Service, and Consumer Education
As a consumer you have a right to dispute any item that you feel is incorrect on your credit report through that particular credit bureaus dispute process. All three bureaus have an online dispute process you can access to file a dispute. For Experian members, you can dispute right within your member product. If you have your 10-digit report number, you can visit Experian's online credit report dispute.
To get your free credit reports from each of the 3 major credit bureaus you would go to AnnualCreditReport.com and request your free credit reports from each of the 3 credit bureaus. You can also get more information about how to get your free credit report from Experian. If you have been denied credit and meet certain conditions you may also be eligible to receive a discounted or free credit report. Credit scores are not included with the credit report, but you can purchase a credit score as an additional service.
You may call Experian at (888) 397-3742 or request a fraud alert or security freeze online. You may also contact the other two bureaus if you wish, however Fraud Alerts are shared with the other bureaus once you place one with a single bureau.
Negative credit history generally remains on your credit report for 7 years from the date the account is closed, or 7 years from the date of the first delinquency.
Many people frequently pay attention to their credit scores when they buy big-ticket items such as a new car or a home. While these are some of the most familiar reasons consumers monitor their credit reports, credit scores and reports are used for many other reasons as well. Good credit can get you better rates on common necessities such as car insurance premiums, cell phone contracts and apartment rental agreements. Some employers even check prospective employees' credit reports before making final hiring decisions. In addition, despite increased public awareness of identity theft, the crime continues to grow. Therefore, learning what's in your credit report, understanding your credit score, and monitoring your credit has never been more important.
Get to know your credit report and let Experian help you understand your report with answers to your questions. Experian is dedicated to help you on your path to financial success.
Since 1997, Experian has been answering consumers' credit questions in our Ask Experian column - providing helpful credit advice to questions about credit reports, credit scores, identity theft, and other important topics.
- Multiple inquiries when shopping for an car loan
- The meaning of "too few accounts paid as agreed"
- How utilization rate affects credit scores
- Changing your address on your credit report
- Establishing credit before going to college
Visit our extensive Credit Education section, where you will find helpful information on understanding credit reports and credit score basics, managing your credit and protecting your identity.
You can also connect with us on Google+ for additional news and advice.