Credit isn’t just a score, it’s a skill
With your trial in Experian® Premium, you get the tools and support to help you take control of your credit and more.
3-bureau credit monitoring and alerts
Access to your Experian, TransUnion®, and Equifax® credit reports & FICO® Scores so you always know where you stand. Plus, get alerted to changes to your credit reports to detect suspicious activity and signs of identity theft.

Lock your Experian credit file
Lock your credit file in seconds to help restrict access to your credit and receive inquiry alerts if someone tries to access it. Easily lock your credit file to block unauthorized credit activity and unlock it to allow access when you are ready to apply for credit.

Reduce your expenses
We’ll negotiate eligible bills, cancel subscriptions you don’t need and could help lower recurring expenses, so more of your money stays yours.φ

Rates are illustrative only. Your rates may vary.
Up to $1 million in identity theft insurance※
If you become a victim of identity theft, your policy may cover the cost of restoring your identity, lost wages, legal fees and more.

How can we help you?
We are committed to helping you protect and understand your credit.
Have questions? We’ve got answers
The Ask Experian Team has been answering readers’ questions for more than 15 years.
