Hacker Speak

Published: May 18, 2012 by Brian Stack

Don’t know a mule from a ripper? Here is a quick tutorial on what you need to know when talking about the seedy underworld where hackers buy and sell stolen credit cards, identities and more.

  • Bins – Bank bins are the first 6 digits of a card. Carders (see below) selling credit cards will advertise the bins they have for sale.
  • Carders – Sellers of stolen credit cards.
  • csv – The card security code, same as cvv. The three to four digit code is on the back of a credit or debit card.
  • Drop point – A physical address, usually a home, that can be used to send purchased merchandise to. The home is usually vacant (e.g. vacation) and the hacker can pose as the occupant to receive the merchandise.
  • Dropzone – A machine that accepts phished data.
  • Dumps – A set of stolen credit cards.
  • Fresh (as in selling “fresh”…) – A newly stolen card or cards. The cards are more likely to be active if they are “fresh.”
  • Fullz – A card that includes full information – cvv (security code), expiration date as well as first/last name, address and phone.
  • Live – A non-cancelled credit card.
  • lr (liberty reserve) – A 100% irrevocable payment system and digital currency. A common way to purchase stolen cards and identities.
  • Mules – Recruited by scammers (see below), mules are led to believe they are working for an import/export company. They are asked to accept merchandise and re-ship it outside the country.
  • Rippers – Carders that do not deliver the credit cards as promised. They take the money from lr or wu and never transfer the data file with the credit cards.
  • Scammers – Criminals who reship merchandise purchased with stolen credit cards. They may pose as legitimate importers/exporters and hire unsuspecting mules to help them.
  • Track1/Track2 – The magnetic stripe on the back of a credit card is encoded with track1 and track2 data. Credit card readers are able to read the data. Criminals will create a real credit card with the track1 and track2 data encoded from stolen credit card numbers.
  • wu (Western Union) – A 100% irrevocable payment system and digital currency. Wu is a common way to purchase stolen cards and identities.

Related Posts

This guest blog post is a part of our cyberSAFE blog series focusing on back-to-school security, privacy and identity...

Published: August 26, 2014 by

Shining a light on the world of financial education and identity protection. Explore our opinions, technologies and strategies for success.

Insights Illuminated

Sign-up to get the latest content from Experian Partner Solutions sent straight to your inbox.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.