Your credit report and FICO® Score—all free.
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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more
Increase your financial power with the right information and tools.
Boost your FICO® Score* instantly. Connect bills like Netflix®, phone providers and utilities to raise your FICO® Score instantly.
Learn moreAverage users who received a boost improved their FICO® Score 8 based on Experian Data by 13 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.
Lenders like FICO® Scores–get yours. See the same type of information lenders see when requesting your credit and learn about the specific factors impacting your FICO® Score.
Get to know your creditKnow your potential and save. We’ll highlight your spending habits and show you ways to save.
See where your money is going. Manage and monitor your money from one convenient place. Gain valuable spending insights, set custom alerts, track your cash flow over time, and discover opportunities to save more money.
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Looking for ways to save? Get personalized recommendations based on your unique credit profile to help you save and take control of your financial future.
Start savingDon’t forget to protect what’s yours. Your information is personal. We can help you keep it that way.
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24/7 Credit Monitoring
Monitoring your credit file can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.
Experian CreditLock
Control who can access your Experian Credit File. Easily lock your Credit File, keeping fraudsters and identity thieves away.
Identity Protection
Secure your identity with Monitoring, Alerts and Dark Web Surveillance, Fraud Resolution and up to $1 Million ID Theft Insurance※.
※Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.