Increase your FICO® Score* instantly for free
Congrats! You got a boost.
*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.
Average users who received a boost improved their FICO® Score 8 based on Experian Data by 13 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian BoostTM.
How it works
Experian BoostTM helps by giving you extra credit for the utility and mobile phone bills you're already paying. Until now, those payments did not positively impact your credit scores.
Connect the bank account(s) you use to pay your bills. Your information remains private.
Choose and verify the positive payment history you want added to your credit file.
See your boost results instantly.
How is Experian Boost different?
Experian Boost is completely free and can increase your credit scores fast by using your own positive payment history. It can also help those with poor or limited credit situations. Other services such as credit repair may cost you up to thousands and only help remove inaccuracies from your credit report.
Experian Boost with your FICO® Score includes:
Credit score factors
View the specific positive and negative factors that impact your FICO® Score.
Your FICO® Score is calculated from the information found in your credit report. See the factors influencing your FICO® Score, including payment history, amount of debt, credit history length, amount of new credit, and credit mix.
Credit score tracking
Get FICO® Score tracking powered by Experian data with notifications when changes occur.
With an interactive FICO® Score tracker, you can visualize your progress over time and receive customized alerts when your score changes. You’ll also see the specific score factors that are impacting your FICO® Score.