Checking your own credit will NOT lower your Score

Understand your credit by checking your Experian Credit Report and FICO® Score*

Credit report and FICO® Score

Stay up to date with access to your latest Experian Credit Report and FICO® Score every 30 days on sign in.

Credit monitoring and alerts

Monitoring of your Experian Credit Report with alert notifications when key changes occur. Credit monitoring can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.

Credit score factors

View positive and negative factors that impact your FICO® score. Knowing these factors can help you address issues you may have with your credit.

Raise your credit scores instantly

Get credit for your phone and utility bills by adding positive payments to your Experian credit file. Other services such as credit repair may cost you thousands of dollars and only help remove inaccuracies from your credit report.

Credit cards and loans matched for you

Get personalized credit card and loan offers based on your FICO® Score and choose the ones best matched for you.