We have Global insight

to strengthen our local understanding

Credit Bureau Expertise

In today's highly competitive markets, lenders need to ensure that they are making the right credit decisions.

Why Choose Experian?

Mike Herman, Ford Credit Europe: 'Their innovative products and services enable us to access the data and interpret it quickly and consistently.'

Experian’s Bureau Formula

Our approach to the development of a credit bureau is to harness the power of the data that is available in each market.

The Experian Bureau Solution

A credit bureau system needs to be tailored to the market and legal requirements relevant to the country where the solution is to be deployed.

Value Added Products

Value added products are available to exploit the potential of the bureau data.

Global Development

Building upon our extensive experience and understanding, we have been developing our own credit bureau solutions in various markets, as well as acting as a technical partner to develop credit bureau systems for third parties.

Local Expectations and Markets

Experian delivers experience and expertise developed from working with clients around the globe.  Local offices build a long term partnership with clients, delivering and supporting solutions that create long-term value.

This approach ensures that best practices and solutions are accurately tailored to the needs and expectations of local markets.

Unique Worldwide Presence

As a result of our global development strategy, Experian can offer a unique worldwide presence, with offices in each continent; the constant global expansion enables Experian to open new offices in new markets such as:

  • Argentina
  • Brazil
  • Chile
  • Mexico
  • Costa Rica
  • Soth Africa
  • Morocco
  • Turkey
  • Russia
  • India
  • China
  • Hong Kong
  • Singapore
  • New Zealand
  • Australia

The Full Power of Information

Experian's international bureau network can bring alive the full power of information. We do this by offering:

  • sophisticated solutions that allow for an up-to-date and comprehensive consumer information database to be made available to the credit market players
  • information presented in a format that is easily incorporated into existing application and account management systems and procedures
  • sophisticated value added services to complement the credit bureau database
  • a platform for cross-sector co-operation to provide shared data
  • fully automated online services that enable bureau users to process credit decisions quickly at central or branch locations

Matching the Market

Experian bureau models can be gradually enhanced to support the development of an emerging credit market. Emerging economies tend to develop at a faster rate than established markets, and Experian's global expertise allows for the delivery of bureau solutions that can be upgraded to sustain the growth of these credit markets.

Our technology and expertise help to:

  • combine the functionality of a credit bureau with risk management and fraud avoidance tools, to provide a single-supplier solution for credit risk management
  • offer tailored solutions to fit local requirements, both in terms of size and functionality
  • transfer world-class consumer information bureau experience into developed and emerging international markets
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