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Income ViewSM

When a prospective customer applies for a loan, a credit card, a new job, or seeks a new home or apartment, income tax verification is essential to assessing their capacity to pay.

Fraud in mortgage applications is now a multibillion-dollar-a-year problem, according to the FBI, and falsified income tax filings are an important contributing factor. “Income, tax return and financial statement misrepresentation continue to represent the highest contributors to mortgage fraud”, according to the Mortgage Asset Research Institute Quarterly Fraud Report, December 2008

Easy to set up and use, Income View provides verified income data to mortgage lenders, resellers, credit unions, banks, student lenders, personal lending companies, auto finance companies and others.

Income View Report

  • Design your own report (Amplified) or use easy to read 9 line TRV report
  • Verifies positive or negative match of SSN, ITIN and/or other ID information
  • 24 to 48 hour delivery
  • Email confirmation of receipt and completion of orders

Income View Transcripts

  • Provides only the IRS transcripts
  • Lowest cost
  • Personal and business transcripts available
  • Obtain transcripts
  • Supports faxed or electronic 4506-T submission

Value Proposition
The Income View service allows you to realize operational efficiencies with reduced risk exposure:

  • Accelerate loan approval process
  • Easily validate the accuracy of an applicant’s income data
  • Achieve operational efficiencies and streamline processes
  • Reduce risk and mitigate application fraud losses

Note: Income View is offered through an Alliance partnership with National Credit-reporting System, Inc and its TRV Processing.

Income View is a registered service mark of Experian Information Solutions, Inc

About NCS
NCS, Inc. is a leader in the risk mitigation sector with the distinction of being the first organization in 1994 to offer IRS & SSA income and ID verification nationwide. Since 1987, NCS has offered advanced quality products and services to professionals in and outside the mortgage industry with the customer service mantra of, "beyond the expected(sm)."

NCS and its credit reporting affiliate NCS/Credit Central, Inc. are headquartered in Egg Harbor City, NJ. For further information on NCS and the TRV® Alliance of 150 plus credit reporting partners, call 800-582-7066, or visit NCS’ website.

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Contact an Experian Sales Representative at
800 831 5614.

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