Get cash fast with a personal loan

loan amount $12,000, interest saved $100
  • See personal loan offers matched to you based on your credit profile
  • Use a personal loan to get cash quickly or to help pay off debt
  • 90% of top lenders use FICO® ScoresΘ, so check yours before you apply
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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more

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Check your FICO® Score, credit rating, debt-to-income ratio and more to secure your best rates and terms.

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Instantly raise your FICO® Score by adding positive payment history to your Experian credit file.ø

Explore offers matched to you

We'll analyze your individual credit file and match you to offers specifically for you.

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

Personal loan offers on Experian's marketplace have rates that are no greater than 35.99% APR with terms from 6 to 84 months. Rates are subject to change without notice by our third-party advertisers. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.19 over the 36 month life of the loan.