Apply Now on USAA's website
Recommended FICO® Score1 Rating
Poor - Fair


Annual Fee


Intro APR


Ongoing APR

11.40% - 21.40% Variable

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Balance Transfer

11.40% - 21.40% Variable

Card Details
  • USAA membership is available to active and former military and their eligible family members
  • Best for members rebuilding or establishing credit
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD
  • No foreign transaction fees when you travel outside the United States
Rates and Fees
Apply Now

on USAA's website

  • Lower credit scores accepted
  • Low variable APR for a secured card
  • Refundable security deposit
  • No foreign transaction fees
  • Annual fee
  • USAA membership required