Petal® 1 "No Annual Fee" Visa® Credit Card

Petal is an Experian Partner

Rated 4.6 out of 5 stars, 42 Reviews. Read all offer reviews.
Petal® 1 'No Annual Fee' Visa® Credit Card

Issued by WebBank, Member FDIC

  • Rewards

  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Poor - Fair, New to Credit, Rebuilding

Get your FICO Score for free
  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    24.49% - 33.99% Variable

  • Ongoing Balance Transfer APR

    N/A*

Card details:
  • $0 Annual Fee
  • Variable APRs range from 24.49% - 33.99%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score
  • No annual or foreign transaction fees
  • Build credit alongside hundreds of thousands of Petal card members
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank
Rates and fees
See all Petal offers
Pros:
  • Does not charge an annual fee
  • Could be available to applicants with fair credit scores or limited credit history
  • No security deposit necessary
Cons:
  • Rewards only at select merchants
  • Possibility of a high APR
  • Charges a late fee and bounced payment fee

Experian Review:

Petal 1 “No Annual Fee” Visa® Credit Card Review: Rebuild Your Credit

With no annual fee, a minimum $300 credit limit and cash-back offers, the Petal 1 “No Annual Fee” Visa® Credit Card may be a great credit-building tool.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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