NextGen Platinum Mastercard® Credit Card

First Digital is an Experian Partner

NextGen Platinum Mastercard® Credit Card Apply Now Apply Now Apply Now

Recommended FICO® Score Rating

Poor - Fair, Rebuilding

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  • Rewards

    N/A*

  • Annual fee

    $75 Annual Fee for first year; after that $48 annually

  • Intro APR

    N/A*

  • Ongoing APR

    35.99%

  • Balance transfer

    N/A*

Card details:
  • Unsecured Mastercard designed to help with credit issues; we may approve you even if you’ve been declined elsewhere
  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online
  • Build up your credit with a card that reports to all three major credit bureaus every month
  • You may be eligible for a Credit Line Increase after 12 months
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application – It takes just moments to apply
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Issued by Synovus Bank, Member FDIC
  • Checking account required
Rates and fees
Pros:
  • Attainable by those with lower credit scores
  • Doesn’t require a security deposit
  • Reports payment history to all three credit bureaus
Cons:
  • High APR
  • Cardholders can be charged a fee to open the card and an annual fee
  • No rewards

Experian Review:

First Digital NextGen Platinum Mastercard® Credit Card Review

The First Digital NextGen Platinum Mastercard® Credit Card is loaded with fees, but it reports to the credit bureaus.

Read full review

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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