Journey Student Rewards from Capital One

Capital One is an Experian Partner

Journey Student Rewards from Capital One
  • Rewards

  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Fair

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  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    26.99% (Variable)

  • Ongoing Balance Transfer APR

    26.99% (Variable)

Card details:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use
Pros:
  • Extra rewards for paying on time
  • No annual fee
  • No foreign transaction fees
Cons:
  • High APR
  • No sign-up bonus

Experian Review:

Journey Student Rewards From Capital One: A Starter Card that Offers Rewards

The Journey Student Rewards From Capital One card can help students develop credit habits. It offers cash back and travel perks with no annual fee.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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