Journey® Student Rewards from Capital One®

Capital One is an Experian Partner

Journey® Student Rewards from Capital One® Apply Now Apply Now Apply Now
  • Rewards

  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Fair

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  • Rewards

    Rewards, Gas, Cash back

  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    26.99% (Variable)

  • Balance transfer

    26.99% (Variable)

Card details:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
Pros:
  • Extra rewards for paying on time
  • No annual fee
  • No foreign transaction fees
Cons:
  • High APR
  • No sign-up bonus

Experian Review:

Journey® Student Rewards From Capital One®: A Starter Card that Offers Rewards

The Journey® Student Rewards From Capital One® card can help students develop credit habits. It offers cash back and travel perks with no annual fee.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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