Indigo® Platinum Mastercard®

Genesis FS Card Services is an Experian Partner

Indigo® Platinum Mastercard® Apply Now Apply Now Apply Now

Recommended FICO® ScoreΘ Rating

Poor - Good, New to Credit, Rebuilding

Get your FICO Score for free
  • Rewards

    N/A*

  • Annual fee

    $0 - $99

  • Intro APR

    N/A*

  • Ongoing APR

    24.90%

  • Balance transfer

    N/A*

Card details:
  • Less than perfect credit is okay
  • No security deposit needed
  • Account history is reported to the three major credit bureaus in the U.S.
  • Simple and fast application process
  • Fraud protection for stolen or lost cards
  • Select your own style of card design at no extra charge
Pros:
  • Approval with bad credit
  • No cash advance fee for the first 12 months
  • Prequalify online before applying
Cons:
  • Low credit limit
  • High annual fee after the first year if you have bad credit
  • No rewards

Experian Review:

Indigo® Platinum Mastercard®: A Credit Card Designed for Poor Credit

The Indigo® Platinum Mastercard® allows you to improve bad credit without requiring a security deposit. Here’s what to know before you apply.

Read full review

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer versions 10.0 and below. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. It is recommended that you upgrade to the most recent browser version.