First Access VISA® Credit Card

First Access is an Experian Partner

First Access VISA® Credit Card Apply Now Apply Now Apply Now

Recommended FICO® Score Rating

Poor - Good

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  • Rewards

    N/A*

  • Annual fee

    See Terms*

  • Intro APR

    N/A*

  • Ongoing APR

    See Terms*

  • Balance transfer

    N/A*

Card details:
  • Checking account required
  • Perfect credit not required for approval; we may approve you even if you’ve been declined elsewhere
  • $300 Credit Line (subject to Available Credit)
  • Easy and secure online application
  • Get a result in as little as 60 seconds upon completion of application
  • Get the security and convenience of a full-feature VISA® Credit Card that reports to all three major credit bureaus!
Rates and fees
Pros:
  • Good credit not required for approval
  • Reports to all three credit bureaus (Experian, TransUnion and Equifax)
  • Part of the widely accepted Visa payment network
Cons:
  • High APR
  • Numerous fees
  • Annual fee deducted from your available credit

Experian Review:

First Access VISA® Credit Card: Get Approved With Bad Credit

If you have poor credit and want to rebuild it, the First Access VISA® Credit Card can help, but expect to pay high interest and plenty of fees.

Read full review

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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